What does a temporary social security account mean?

Temporary social security account refers to the social security account established by the state for the insured outside their domicile. In addition, social security accounts established when men are 50 years old when they first join the insurance and women are 40 years old when they first join the insurance are temporary payment accounts. The insured person in the temporary social security account cannot receive the pension at the insured place, and the insured person needs to return to the domicile to receive the pension.

1, social security temporary accounts mainly refer to some temporary accounts that do not meet the requirements for retirement in the local area, but must pay insurance in the local area, and are specially set up for them, and will eventually be transferred out.

2. The temporary social security account must meet the following two conditions at the same time: the first registration of insurance in a non-registered place (inter-provincial); Achieve "women over 40 years old, men over 50 years old"

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First, the difference between social security temporary account and general account:

The general social security payment account and the temporary payment account are different in the insured object, the transfer ratio of the overall fund (unit contribution) in the account, and the calculation of statutory retirement conditions.

1, insured object: general payment account: the insured person was employed in a non-registered place before 201kloc-0/,and after 201kloc-0/,the male turned 50 and the female turned 40; During the interruption of payment, if the insured person reaches the age of 50 for men and 40 for women, the insured place shall not adjust the basic old-age insurance relationship to the temporary basic old-age insurance payment account. You must set up a general payment account.

Temporary payment account: If a man is over 50 years old and a woman is over 40 years old, he should establish a temporary basic old-age insurance payment account in the place where he is insured for the first time.

2. The transfer ratio of the overall fund (unit payment) in the account is different: general payment account: if the payment ratio is higher or lower than 12%, the transfer amount shall be calculated according to the standard of 12%. Temporary basic pension account: when the insured person is transferred to the inter-provincial floating employment pooling fund, it belongs to the temporary basic pension insurance payment account, and the unit payment ratio exceeds 12%, the transfer amount shall be calculated according to the actual payment ratio; If it is less than 12%, the transfer amount shall be calculated according to 12%.

3. Statutory retirement conditions: general payment account: you can directly register and enjoy the policy when you meet the retirement benefits. Temporary basic old-age insurance account: when the insured reaches the conditions for receiving benefits during the establishment of the temporary basic old-age insurance payment account, the place where the basic old-age insurance relationship was originally reserved shall be responsible for collecting and merging the temporary basic old-age insurance payment account.

4. Among them, if there is only a temporary basic old-age insurance payment account, the place where the household registration is located shall be responsible for the collection and merger, and the insured information shall be registered at the same time as the transfer formalities.