Can I use someone else's medical insurance card to go to the hospital?

You can't use someone else's medical insurance card to go to the hospital.

The medical insurance card shall be registered in real-name registration system, and can only be used when I seek medical treatment, and cannot be lent to others. If the insured gives his medical insurance card to others for use, once he exceeds the annual maximum payment limit, he will not be able to enjoy medical insurance reimbursement when he falls ill again.

The use of medical insurance card is as follows:

1. Know yourself in advance, tell the hospital what type of insured person you belong to in advance when seeking medical treatment, and ask the hospital to treat yourself according to the relevant medical insurance reimbursement regulations (except in special circumstances);

2. Outpatient and hospitalization are reimbursed according to the medical insurance card. At present, only a few medical insurance cards are reimbursed for outpatient and inpatient treatment of chronic diseases. Therefore, when using the medical insurance card for medical treatment and hospitalization, you need to find a hospital that meets the medical insurance card for hospitalization reimbursement. There is a deductible standard for hospitalization, and the deductible needs to be paid by itself, and the excess can be reimbursed;

3. Choose a hospital reasonably according to your own situation. According to the relevant regulations, the proportion of fees and reimbursement in different levels of hospitals varies greatly;

4. The drug list needs to be checked carefully. When a doctor is in hospital, the hospital will make all kinds of bills. The use of drugs can be reimbursed as much as possible. Drugs are divided into Class A drugs and Class B drugs, and the reimbursement rates of these two types are different;

5. Be familiar with the medical insurance policy of the insured place as soon as possible. The reimbursement policy for medical treatment in different places is fully implemented in accordance with the medical insurance policy of the insured place. Generally, individuals are required to pay a certain proportion (10% to 20%) first, and then be reimbursed according to the reimbursement standards of similar hospitals at the same level in the insured area. Patients who seek medical treatment in different places should be referred to the hospital designated by local medical insurance in time after their condition is relieved.

To apply for a medical insurance card, you need the following information:

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring district and county medical insurance center, and the district and county medical insurance center will complete it on the spot;

2. The insured person may also apply to the nearest street (town) medical insurance service point for handling. The service point will be settled within 3 working days, and the insured person will receive the medical insurance card at the service point within the specified time.

3. The insured person can entrust others to handle it on his behalf, and the client needs to carry the valid documents of himself and the insured person when handling it;

4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

Article 88 of the Social Insurance Law of People's Republic of China (PRC) defrauds social insurance benefits by fraud, forgery of certification materials or other means, and the social insurance administrative department shall order it to return the defrauded social insurance benefits and impose a fine of more than two times and less than five times the amount defrauded.