Do private kindergartens have five insurances and one gold?

Private kindergartens have five insurances and one gold.

According to the relevant provisions of the Social Insurance Law, kindergartens, as employers, should fulfill the obligations of five insurances and one gold. Five insurances and one gold refer to five insurances (basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance) and housing accumulation fund in social insurance funds. According to Article 64 of the Social Insurance Law, social insurance funds include the above-mentioned five types of insurance funds, aiming at protecting the social insurance rights and interests of employees and ensuring that they can get corresponding protection and relief under certain circumstances.

Article 84 of the Social Insurance Law clearly stipulates that employers have the obligation to register social insurance to protect the social insurance rights and interests of employees. If the employer fails to register social insurance according to the regulations, the social insurance administrative department has the right to order it to make corrections within a time limit. If it fails to make corrections within the time limit, the employer will face a fine of more than one time and less than three times the amount of social insurance premiums payable. At the same time, the directly responsible person in charge and other directly responsible personnel will also face a fine ranging from 500 yuan to 3,000 yuan.

These legal bases make it clear that employers should provide social insurance for employees and stipulate relevant punishment measures to ensure that employees' social insurance rights and interests are protected. For kindergartens, these regulations are also applicable, and five insurances and one fund should be provided for teaching staff in accordance with legal requirements to ensure the legitimate rights and interests of employees.

Five insurances and one gold welfare

Five insurances and one gold provide employees with all-round social security, including medical security and old-age security in the case of retirement, illness and work injury. This provides a stable guarantee for employees' lives and reduces the economic pressure of individuals and families. The basic old-age insurance is to provide a certain pension for employees after retirement, so as to ensure that they have an economic source in their later years and can maintain a basic standard of living.

The basic medical insurance provides medical expenses reimbursement for employees, so that employees can get timely treatment when they are sick and reduce the medical burden. Industrial injury insurance provides medical expenses and pensions for employees in case of accidents or occupational diseases at work, which ensures the safety and health of employees at work. Unemployment insurance provides employees with living allowances during unemployment, helps them tide over difficulties and encourages them to actively seek new job opportunities.