How to handle the medical insurance for newborns in Beijing?

2. Go to the Postal Savings Bank, Bank of Beijing or Bank of Communications to handle the special passbook for "one old and one small" medical insurance, with passbook 1 copy. Passbooks should be handled by one parent with an ID card, with the child's household registration book (book) and birth medical certificate. Minimum deposit 1 10 yuan (annual premium 100 yuan, it is recommended to deposit more than once).

3. Submit the materials to the Social Security Bureau.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Newborn medical insurance reimbursement standard?

1. Qifubiaozhun for neonatal outpatient hospitalization: 650 yuan;

2. The reimbursement ratio of outpatient expenses: 50% of the deductible part, and the maximum payment limit in a medical insurance year is 2,000 yuan;

3. Reimbursement ratio of hospitalization expenses: 70% of the part above the Qifubiaozhun, and the maximum payment in a medical insurance year is 1.7 million yuan.

If the two deadlines overlap, how to pay?

The two periods coincide, that is, within 90 days of birth, which coincides with the centralized insurance period. At this time, parents need to pay a one-time fee for the newborn for two years. During the period of centralized insurance payment, the insurance payment behavior is to prepare for the next year's enjoyment of benefits, that is, to go through the insurance payment procedures from September to 165438+ 10, and then enjoy the benefits.

Legal basis:

Social insurance law

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.