Which is better, social security affiliation or self-payment

Legal analysis: not necessarily. Individual affiliated units handle social security in the name of human resources companies. Individuals sign agency contracts with human resources agency companies, submit relevant materials, and pay social security fees and service fees. (Social insurance premium: composed of enterprise payment part and individual payment part), which is purchased by the unit to which the individual belongs, and the total social insurance premium is paid by the individual. The agency pays social security fees for individuals on a monthly basis. Individuals can check the details of social security purchased by themselves on the social security bureau network (or local tax network) and get the social security card the next month (before). People who need to buy social security from affiliated units: freelancers, entrepreneurs, flexible employees, temporarily unemployed or short-term workers. 1, affiliated companies pay more maternity insurance, unemployment insurance and work-related injury insurance than applying for flexible employment, and eligible companies can apply for corresponding social security benefits. 2. It is more convenient for the unit to pay social security than to pay directly at the social security center, and it can be paid for several months or one year at a time. However, there may be a late fee for individual payment. 3, it is convenient to stop insurance, as long as you tell the unit, you can stop insurance. 4. After retirement, the pension paid by the unit is more than that paid directly to the social security center. 5. Affiliates can enjoy medical insurance for employees and individuals can enjoy medical insurance for urban residents. The reimbursement ratio is different. The former is higher than the latter and pays more.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.