How long can foreigners pay medical insurance in Hangzhou?

The medical insurance for foreigners in Hangzhou can be used for 6 months. Insured personnel should be insured within 3 months after being included in the scope of insurance, and enjoy the next month after paying medical insurance premiums for employees. Failing to go through the insurance formalities within the specified time, or interrupting the payment for three months in a row, it is regarded as interrupting the insurance. After the interruption, you can go through the insurance procedures and pay for 6 months in a row before you can enjoy medical insurance benefits. Pay it back within three months and enjoy medical insurance benefits from the next month. Within 24 months of re-insurance, the maximum amount of treatment paid by the overall fund is 50% of the medical insurance benefits of the insured of the basic medical insurance for normal employees in this city. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care, the medical expenses of employees are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Does it matter if the medical insurance is cut off for one month?

A month's suspension of medical insurance has an impact. Insured units and insured persons stop paying medical insurance premiums, and stop enjoying the medical insurance benefits paid by the medical insurance pooling fund from 1 day of the month following the interruption of payment, but the balance of their personal accounts can continue to be used. When the insured person resumes the insurance formalities, he can enjoy the prescribed medical insurance benefits from the next month 1 day after paying the medical insurance premium. If the payment of medical insurance is interrupted for three months, there will be a waiting period of not less than six months after re-payment of medical insurance. During the waiting period, you can't enjoy medical insurance reimbursement. At the same time, during the above-mentioned six-month waiting period, you must pay social security normally.