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Social security card balance withdrawal method
How many kinds of money are there in the social security card? I. Personal account of medical insurance card At present, there are two kinds of accounts for employee medical insurance: overall account and personal account. Generally speaking, the overall account is used for medical reimbursement and cannot be used by individuals; The money in the personal account can be used for pharmacy to buy medicine, outpatient treatment and so on. However, cash can be withdrawn in a few areas of the country: Beijing can withdraw cash through the bank by handling the passbook of the medical insurance card, and Tianjin directly returns 70% to the financial account of the social security card, and the rest is credited to the social security account for drug purchase and registration. What if the money in the personal account of the medical insurance card cannot be consumed in other areas? After all, for many people, it is really rare to get sick, especially young people and middle-aged people. Some areas have made more meaningful explorations: in Shenzhen, if the personal account balance of the first insured person of basic medical insurance is greater than or equal to 6387.85 yuan, he can use the personal account balance of medical insurance to participate in critical illness insurance. In addition, many areas in Nanjing and Chongqing also allow the balance of personal accounts of medical insurance cards to purchase commercial insurance for themselves. Some areas such as Langfang even allow personal accounts of medical insurance cards to purchase medical insurance for urban and rural residents for family members. In addition, the medical insurance reform, which was hotly debated some time ago, in which the medical insurance personal account will allow family members to help, is also a measure to improve the status quo. Please poke for more information! The medical insurance card can be used by family members! These major changes are also worthy of attention ~ Second, the fees paid by individual accounts of endowment insurance are managed in two accounts, namely, individual accounts paid by employees and overall accounts paid by units for employees. If you need to withdraw the pension, you can only withdraw the amount in the personal account paid by the individual, and the amount of withdrawal depends on the payment period and the base of payment. But! ! Individual contributions to endowment insurance are not dispensable. Generally speaking, only when the insured reaches the statutory retirement conditions, or has an heir to inherit after death, can he receive it on a monthly basis. Unless you give up your China nationality and apply to terminate the pension insurance relationship after leaving the country, you can pay me the amount stored in your personal account in one lump sum. At this time, it will be credited to your social security card personal account. As for the maternity insurance, industrial injury insurance and unemployment insurance in social security, they are all paid by the unit and deposited in the overall account, and they can enjoy insurance benefits if they meet the conditions. Since there is no personal account, there is no such thing as withdrawal. Third: social security card financial account Our social security card includes not only the functions of social security personal account, but also the functions of financial account. This account is equivalent to a bank card function, which can be used normally when activated by the bank. The social card financial account can complete the payment of social insurance benefits, and the pension, medical expenses reimbursement, unemployment insurance benefits and other social security benefits are all paid through the bank financial account. In addition, for example, if you apply for employment subsidies or talent subsidies at the grassroots level in Shenzhen, you must first apply for the Shenzhen Financial Social Security Card, and the follow-up subsidies are also directly sent to this card. At this time, after activation, you can withdraw the balance of the social security card financial account.
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