Why can't the insurance industry keep people? Not to buy social security?

There is a premise to explain that just because you work in an insurance company doesn't mean you are an employee. Insurance companies call their salespeople agents and backstage employees. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

At present, the business personnel employed by insurance companies in China are all unemployed, so insurance companies are called agent system.

Why insurance companies don't buy social security for employees is very simple, because the threshold in insurance qualifications is very low, and many staff members check it in all aspects. Moreover, insurance companies are highly mobile. Feel free to look at the recruitment website. At least one tenth of any job advertisements are advertisements of insurance companies. I heard that, to some extent, insurance companies have cultivated the market environment of recruitment websites. However, because insurance companies have an agent system, agents are allowed to publish job advertisements in their own names. Conversely, job advertisements in the insurance industry are the most expensive. Many people go to insurance companies, go to work after simple training, and soon quit! In this process, recruitment and training have never stopped, and they are completely connected. .

Why do insurance companies keep hiring? Why can't insurance companies keep people?

The income system of insurance agents mainly comes from three aspects: initial commission, renewal commission and commission of the following people.

Primary is the commission of newly developed customer products. The longer the payment period, the more products will be raised. I have bought some products, and they are all very good. I am hospitalized in Jinka Hospital, and I have to pay all the expenses myself. The premium of more than 50 thousand a year has to be paid for 20 years. I asked my insurance agent privately, and he said that the commission in the first year was 40%, and if I continued to pay in the second year, it would be less than half of that in the first year. But if his service quality is better, therefore, insurance agents need to constantly develop customers. I can understand that. After 20 years, the average annual rate will be less than 5%, and it will be finished in the first two years, which will encourage salesmen to continuously open up new orders. However, because most of the agents will leave their jobs in less than 1 year, their relatives, friends and family have basically met. Therefore, many people still despise insurance agents.

The renewal commission is the commission that the customer urgently needs to pay in the second year, and the less it is until it is gone.

I heard that Taiping Life Insurance increased its staff to tell you how beautiful your insurance industry will be tomorrow, how powerful your insurance work is and how stable your income is. I asked my agent later, and he continued to brainwash me to the effect that after I went to the insurance company, I could become a regular employee in a short time with my contacts, and then I could post a job advertisement in the name of the company, recruit a few people, and urge them to meet some performance requirements every month, do a little by myself, and then get a commission. The lowest grade of Taiping Life Insurance is 18%. What do you mean? If I am a salesman, I can get 4,000 yuan for selling the medical products I once owned to customers at a price of 6,543.8+0,000 yuan. If my direct supervisor is a manager, there will be 4,000 * 654.38+0.8% = 720 yuan without affecting my income.

So others say that insurance is a legal pyramid scheme, which is absolutely true.

Why do you think insurance companies like to find such inexperienced people? An excellent insurance agent may earn five figures a month by adding up the income from the three aspects. At least my agent heard that he bought several houses, and he has been working for nearly 10 years. However, such people are rare. On the one hand, the insurance company told the sales staff that "we are an agency system, not a contract system, but you have these three aspects of income as a guarantee, and social security can be bought by yourself". On the other hand, employees who have no new business at all will be directly dismissed after the help and education is invalid. For insurance companies, a huge sales member can be pulled out at a basic cost of 0, as long as it is done well.

So I said that insurance companies are evil, not nonsense!

If you have any other insurance questions, please come: protect more fish and talk about insurance.