What are the conditions for an individual to apply for a second endowment insurance?

The second payment of endowment insurance does not need any formalities, as long as the balance of the bank withholding account is enough to pay. If the social security card is not paid on time, it will be temporarily invalid. You can withdraw the money from the card when you surrender (only the amount paid by the individual). If you don't pay the fee for a long time, you can pay it back, but you need to pay a small amount of late fees.

legal ground

Article 72 of the Labor Law of People's Republic of China (PRC)

Regulation: The social insurance fund determines the source of funds according to the types of insurance, and gradually implements social overall planning. Employers and workers must participate in social insurance and pay social insurance premiums according to law.