What does critical illness planning mean?

Overall planning of serious illness is a model of medical insurance in China. Due to the limited conditions, it can only be co-ordinated at the municipal level at present, and different places have different approaches to this system, such as the co-ordination of serious illness in Beijing and the co-ordination of hospitalization medical insurance in Shanghai. However, its formulation is based on the principle of "minor illness diversion and serious illness overall planning", that is, setting a deductible line, ranging from several hundred yuan to several thousand yuan, depending entirely on the local economic affordability and medical level. The medical expenses below the deductible line shall be borne by the employee himself, and the part above the deductible line shall be paid by the social insurance institution in proportion.

Response time: September 30, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

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