Maternity insurance or medical insurance?

Protect the fetus and get maternity insurance.

The hospitalization medical insurance for miscarriage prevention cannot be reimbursed, but its expenses are reimbursed in maternity insurance, and the medical service fee and medicine fee exceeding the prescribed amount shall be borne by the employees themselves. Maternity insurance is a social insurance system that the state and society provide medical services, maternity allowance and maternity leave for female workers who are pregnant and give birth through legislation.

What items does medical insurance reimbursement include?

The classification of medical insurance reimbursement and the items included are as follows:

1, general medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.

2. Hospitalization insurance. Mainly the daily hospitalization expenses, hospital equipment use expenses, operation expenses, medical expenses and so on.

3. Surgery insurance. Provide all expenses incurred due to the patient's need for necessary surgery.

4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.

5. Special disease insurance. Some special diseases often bring disastrous expenses to patients, which ordinary families can't bear. Such as cancer and heart disease. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even some cancers in malignant tumors.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 55 of People's Republic of China (PRC) Social Insurance Law

Maternity medical expenses include the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.