What is the difference between rural and urban social security accounts?

The nature of social security accounts generally has little effect on all aspects of treatment. The only thing that matters is the contribution rate of unemployment insurance. Generally, rural hukou does not need to pay, while urban hukou individuals need to pay, and the payment rate is 0.3%-0.5%. Note: Social security policies may be different in different regions. For details, please consult the local social security bureau or call the hotline of Human Resources and Social Security Bureau 12333. Don't worry about the wrong nature of the account, it is usually easy to adjust. Bring my household registration book, a copy of the original ID card, and other materials required by the local authorities, and go to the social insurance agency service hall of each district and city for immediate handling. The difference between the two lies in the unemployment insurance part. Urban hukou needs to pay 1% of the personal part, while rural hukou does not need to pay, so the enjoyment time is different. As long as the rural hukou pays for one year, no matter what the reason, it can receive the living allowance, while the urban hukou needs to resign involuntarily and can only enjoy it after paying for one year. Of course, the living allowance is generally only 40% of the unemployment allowance.

Legal basis:

Article 14 of the Regulations on Unemployment Insurance: Unemployed persons who meet the following conditions may receive unemployment insurance benefits: (1) Participate in unemployment insurance according to regulations, and the units and individuals where they work have fulfilled their payment obligations in accordance with regulations for 1 year; (two) the employment is not interrupted because of my will; (three) have been registered as unemployed and have job requirements. Unemployed persons enjoy other unemployment insurance benefits during the period of receiving unemployment insurance benefits.