How to transfer social security when changing companies (transfer and merger in different places are as simple as before)

Today's young people, "don't care about eternity, only care about owning", where can a city and a job last a lifetime? It's not just where the boss bids high.

This has encountered a big problem. Job-hopping is very common, but what about social security after arriving in a new environment in a different place? Can all five insurances and one gold be transferred and merged? This requires a good understanding.

The job has changed. What about social security? Can you transfer it all?

There are five types of social security, namely, pension, medical care, maternity, unemployment and work injury. But for most small partners, even if they work in different places, they only care about pension insurance, medical insurance and housing provident fund.

However, referring to Articles 19, 32 and 52 of the Social Insurance Law of People's Republic of China (PRC), not all the five risks in social security can be transferred, only three can be transferred with me:

If you drift north, your provident fund is in Beijing and your hometown is in Hunan. If you want to buy a house in Hunan, you can't use Beijing's provident fund, but you have a provident fund loan in different places. Please consult the local social security bureau for details.

If you change jobs, do you need to transfer social security immediately?

Many impatient people are worried about the "validity period", fearing that it will expire if it is not transferred in time.

Actually, there is no need to worry too much. As long as men move before the age of 50 and women are 40, social security will not be transferred to new cities.

If you work hard in Beishangguang for many years and then go back to your hometown, you can actually find a third-party institution to pay in the first-tier cities. After retirement, pension and medical treatment will be much better.

What are the procedures and processes for social security transfer?

Generally speaking, different regions have different procedures, but the process is:

Contact letter from the social security bureau of the transfer place to the transfer of the basic old-age insurance relationship of the transfer place;

Transfer location/kloc-accept the application within 0/5 days;

The transfer-out social security bureau will settle the account within 15 days after receiving the contact letter, and the transfer-in social security bureau will handle the relevant formalities in about 15 days.

This process takes a long time, about 2 months. Many provinces have implemented online operations, such as logging in to the website of the provincial government of * * * *, clicking online processing-transfer application management, directly printing the payment voucher of the transfer place, and going to the social security bureau of my hometown for processing.

Summary: If you have struggled in Beishangguang for many years and bought social security for more than ten years, it is not recommended to transfer back to your hometown. After all, first-tier cities are well treated in all aspects. If you are hospitalized in your later years, the reimbursement of medical insurance benefits will be higher. I advise you not to worry. It is also a good choice to find a third-party institution to pay social security in Beishangguang.