How to pay medical insurance after personal resignation?

After resignation, individuals pay medical insurance as follows:

1. Local accounts can go to the Social Security Bureau by themselves and participate in medical insurance and endowment insurance as flexible employees.

2. If you feel that you have difficulties, or you can't apply for a foreign account, you can also pay five insurances and one gold through the social security agency.

There are three ways for resigned individuals to pay medical insurance: the first way: after leaving the company, the insured can bring his ID card and social security card to the local social security agency or the street office where the social security business is located to handle personal renewal business. If you need to handle the bank withholding business, you also need to provide his bank card. The second way: the insured who resigns to pay medical insurance can directly log in to the personal online management system of the local Human Resources and Social Security Bureau in official website, register as the handling user, and handle related business through the personal online management system of social security. The third method: after resigning to pay medical insurance, you can find a social security payment institution, which can help users pay social security for their company, but you need to pay an additional payment fee. As we all know, individuals can't buy all kinds of insurance in social insurance, but social insurance payment institutions can buy all kinds of insurance, whether it is work-related injury insurance or unemployment insurance, which is the same as paying social insurance. It should be noted that when looking for social security institutions, we must find formal legal institutions to avoid being deceived.

How long does the employee's medical insurance cease to expire?

1, medical insurance is suspended for more than 3 months, which is regarded as automatic surrender. If the accumulated retirement payment period is insufficient, it can be paid back;

2. In accordance with relevant regulations, the personal account of the insured shall be kept during the interruption of work for some reason; After returning to work, calculate the accumulated amount of personal account and calculate interest continuously;

3. Flexible employees who interrupt payment for less than 3 months can pay back medical insurance premiums, and pay a 2% late fee on a daily basis from the month of default, and enjoy medical insurance benefits from the month of payment; If the payment is interrupted for more than 3 months, it will be deemed as automatic surrender, and the medical expenses incurred during the period will be borne by the individual;

4. When you retire from medical insurance, you must accumulate a certain payment period (including deemed payment period), which is generally 20 to 30 years. The actual payment period must reach 5 years (or 10 years), and you can enjoy medical insurance benefits for life after retirement. When retiring, the accumulated payment period is lower than the specified requirements, and the payment period of the poor medical insurance can be paid according to the current rate standard;

When workers join a new employer, in order to protect their rights and interests, both parties should not only sign a labor contract, but also the employer should pay social insurance for the workers. If workers leave their jobs later, it will also lead to the failure of social security payment. When the payment of social security stops, the parties concerned should also renew the payment in time to avoid the failure of social security.

To sum up, it is Bian Xiao's relevant answer about how to pay medical insurance after resignation, hoping to help you.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.