How to pay the freelance medical insurance?

Freelancers pay medical insurance premiums according to the following steps:

1. Open Alipay and click All;

2. Enter the main interface and click the Citizen Center;

3. Enter the Civic Center and click the service hall;

4, click on the residents' medical insurance payment, input the relevant information to query and pay directly.

Freelance refers to a profession that is mainly self-employed and does not belong to any company or sign exclusive contracts with specific companies, such as writers, freelance writers, translators, intermediary service workers and some artists. Dispatching employees is different from free contracts because they have signed contracts with dispatching companies.

Freelancers include the following three types of people:

1, small businessmen, such as snack bars, individual retail stores, decoration company owners, printing shops;

2. Salespeople without basic salary, such as real estate agents, life insurance consultants, advertising agents and direct sellers;

3. Professionals, such as photographers, patent agents, lawyers, accountants, dentists, technical consultants, management consultants, plumbers, electricians, hairdressers, artists and so on.

Medical insurance generally refers to medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

The functions of medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production;

2. Adjust the income gap and reflect social equity;

3. An important guarantee for maintaining social stability;

4. An important means to promote social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

How should freelancers participate in medical insurance? There are three options:

1. Participate in medical insurance for urban and rural residents. As long as you have a local household registration, whether you are a newborn baby, a student, a freelancer or an elderly person, you can participate in medical insurance for urban and rural residents. Scope of application: Anyone who has not participated in employee medical insurance or flexible employment medical insurance can participate.

The medical insurance contributions of urban and rural residents are very low. In most areas, 320 yuan every year, and the payment method is flexible. You can join the insurance in your office, labor and social security service department or medical insurance center.

2. Participate in employee social security as a flexible employee. Flexible employees participate in employee social security, which means paying fees to the medical insurance department in their place of residence. The treatment is the same as employee social security, including employee medical insurance and employee pension insurance. Some places support off-site payment.

Flexible employees pay medical insurance, and local medical insurance departments set different payment grades. Flexible employees can choose the payment grade according to their own economic ability. In most areas, the payment standard is between 60% and 300% of the average salary of local social workers.

3. During the period when laid-off workers receive unemployment benefits, the state pays basic medical insurance for them.

It should be noted that if you resign, you will not get unemployment insurance, and the state will not help you pay basic medical insurance.

Unemployed people receive unemployment insurance benefits under the following conditions:

1. Before unemployment, the employer and I have paid unemployment insurance premiums for one year.

2. Do not terminate the employment relationship according to my wishes.

3, has been registered for unemployment, and there are job requirements.

Unemployment insurance can only be paid for 24 months at the longest, and the unpaid time and months can be calculated cumulatively. The general unemployment insurance premium can receive one month's unemployment insurance premium for every accumulated payment year.