What diseases can be declared, and how to apply for medical insurance for serious illness and cancer?

As the saying goes, if one person gets sick, the whole family will return to poverty. In other words, serious illness has brought a huge economic burden to the family. At present, China has implemented the Guiding Opinions on the Development of Major Cancer Insurance for Urban and Rural Residents (hereinafter referred to as the Opinions), allowing residents to declare medical insurance for major cancer. So which diseases can be declared for serious illness cancer medical insurance? How to apply? For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: the national social security medical insurance application reimbursement process in 2020!

What diseases can be declared as "special diseases" and enjoy medical insurance for severe cancer?

The media learned from the hotline of Beijing Social Security Bureau 12333 that the insured persons with malignant tumor radiotherapy and chemotherapy, long-term renal dialysis with renal insufficiency and long-term anti-rejection drugs after renal transplantation can apply for "special diseases".

How to apply specifically?

In Beijing, if the medical expenses incurred by the insured (employees or residents) belong to the scope of reimbursement from the overall medical fund for serious illness and cancer, the enterprise shall submit the relevant materials of the employees to the social security agency for reimbursement, or the residents shall directly submit them to the social security agency. Insured persons hold the Certificate of Diagnosis of Special Diseases issued by the second-and third-level designated medical institutions, go to the Medical Insurance Office of designated medical institutions for special diseases to receive the Declaration and Approval Form for Special Diseases of Beijing Medical Insurance, fill in the form as required, carry the Manual of Beijing Medical Insurance, and go to the medical insurance agencies in the insured areas and counties to handle the examination and approval for special diseases. After the examination and approval, the individual shall keep one copy of the Approval Form, and the other copy shall be submitted to the medical insurance office of the designated medical institution for "special diseases" selected by the individual.

What are the supplementary medical insurance for serious illness and cancer? Including childhood leukemia, uremia, congenital heart disease and other eight major cancers, in the overall planning area of about13, lung cancer and other 12 major cancers have also been included in the pilot security assistance. What kinds of critical illness insurance for children are available? Which are cost-effective? Which is the most worth buying? Take a look at the latest list! National 10 ranking of popular children's critical illness insurance

Can I enjoy supplementary medical insurance for serious illness and cancer now? Zheng Wenjie, deputy director of the Medical Insurance Department of Chongqing Human Resources and Social Security Bureau, said that at present, all parts of the country, especially municipalities directly under the Central Government, are in full swing to issue policies, and it is expected that most areas will issue documents at the latest in the first half of this year.

With supplementary medical insurance for severe cancer, how much can severe cancer be reimbursed? The "Opinions" stipulate that reimbursement will be given again on the basis of basic medical insurance reimbursement, and the actual reimbursement ratio is required to be no less than 50%. Zheng Wenjie said that due to different regions, different insurance methods and different payment stalls, the reimbursement amount will be different. Taking Chongqing as an example, it adopts a step-by-step reimbursement. For example, on the basis of basic medical insurance reimbursement, 50% of the self-funded amount is 5000- 10000 yuan, and 55% of the self-funded amount is 10000- 15000 yuan. In short, the higher the self-funded amount, the higher the reimbursement amount. Over the years, the reimbursement ceiling in Chongqing has increased from 32,000 yuan to 532,000 yuan year by year.

Bao Ge reminds: To sum up, the insured who needs radiotherapy and chemotherapy for malignant tumor, long-term renal dialysis for renal insufficiency and long-term anti-rejection drugs after renal transplantation can declare serious cancer. The declaration of serious cancer requires many procedures, which are explained in detail. You can declare according to the above process.