Is it okay to pay medical insurance separately?

Legal analysis: Yes, if it is a company employee, the company will pay social security. Flexible employees refer to those who are employed in flexible forms such as part-time, temporary and flexible work, including unemployed people, resigned people and self-employed people. Social insurance for such people is often paid by individuals themselves, because there is no specific and stable employer to pay. Endowment insurance and medical insurance for urban and rural residents can be paid separately. The insured can freely choose to pay one or both of the residents' pension and medical care. Flexible employees can also be paid together with social security, but they cannot pay the same insurance at the same time. In other words, residents can't pay both urban and rural residents' pension insurance and employees' pension insurance at the same time, and they can only choose one of the two pension insurances. Medical insurance is the same policy.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.