What are the risks of paying social security?

The risks of paying social security mainly include legal risks, economic risks and personal information security risks.

I. Legal risks

Paying social security involves the compliance and enforcement of laws and regulations. If the collection agency does not have legal qualifications or violates relevant laws and regulations, it may lead to the invalidity of the remitted social security and even face legal punishment. In addition, some withholding agents may have fictitious labor relations and forged certification materials, which is illegal and will bear corresponding legal responsibilities once found.

Second, economic risks.

Paying social security requires a certain service fee. If the agency charges are opaque or there are arbitrary charges, it may increase the economic burden of enterprises and individuals. In addition, some payment institutions may have fraudulent behaviors, such as fabricating social security payment records and defrauding social security benefits, which will bring economic losses to enterprises and individuals.

Third, personal information security risks.

Paying social security requires providing sensitive information such as personal identity information and social security payment records. If the information protection measures of payment institutions are not in place or there is a risk of disclosure, personal information may be illegally obtained and used, which may lead to security problems such as fraud and identity theft.

To sum up:

There are legal risks, economic risks and personal information security risks in paying social security. In order to reduce these risks, it is suggested that enterprises and individuals carefully screen their legitimacy and credibility when choosing payment institutions to ensure that they choose payment institutions with legal qualifications, high service quality and attention to personal information protection. At the same time, enterprises and individuals should also enhance their legal awareness and risk prevention awareness to avoid falling into the trap of paying social security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 88 provides that:

Whoever defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and a fine of not less than two times but not more than five times the amount defrauded shall be imposed.

Criminal law of the people's Republic of China

Article 266 stipulates that:

Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.