How many years does it take for Shanghai medical insurance to enjoy it for life?

1. How many years does it take for Shanghai medical insurance to enjoy it for life?

As long as Shanghai medical insurance has been paid for 15 years, you can enjoy free medical insurance for life. Compared with other cities, the minimum payment period of Shanghai medical insurance is still relatively short, and most people can reach it.

Compared with the salary income in Shanghai, it will not cause them any economic burden, because the income of Shanghai people is generally higher, at least higher than that of most cities in China, and as long as they pay enough 15 medical insurance, they can reach the minimum payment period for medical insurance retirement and enjoy free medical care for life, which is envied by many other places in the country.

People's Republic of China (PRC) insurance law

Article 17 If an insurance contract is concluded with standard clauses provided by the insurer, the application form provided by the insurer to the applicant shall be accompanied by standard clauses, and the insurer shall explain the contents of the contract to the applicant. With regard to the clauses in the insurance contract that exempt the insurer from liability, when concluding the contract, the insurer shall make a prompt that can attract the attention of the insured on the application form, insurance policy or other insurance documents, and make a clear explanation to the insured in written or oral form; If there is no prompt or clear explanation, this clause will not take effect.

Article 18 An insurance contract shall include the following items: (1) The name and domicile of the insurer; (2) Names and domiciles of the applicant and the insured, and names and domiciles of beneficiaries of life insurance. (3) the subject matter insured. (4) Insurance liability and exemption from liability; (5) The insurance period and the starting time of insurance liability; (6) the insured amount; (7) Insurance premium and payment method; (8) Measures for compensation or payment of insurance benefits; (9) Liability for breach of contract and dispute settlement methods; (10) The year, month and day when the contract was concluded. The applicant and the insurer may agree on other insurance-related matters. Beneficiary refers to the person who is designated by the insured or the applicant to have the right to claim insurance money in the life insurance contract. The applicant and the insured can be beneficiaries. The insured amount refers to the maximum amount of the insurer's liability for compensation or payment of insurance benefits.

Article 19 The following clauses in an insurance contract concluded by adopting the standard clauses provided by the insurer are invalid: (1) Exempting the insurer from obligations or increasing the liability of the applicant and the insured according to law; (2) Does not include the rights enjoyed by the applicant, the insured or the beneficiary according to law.

Article 20 The applicant and the insurer may change the contents of the contract through consultation. Where an insurance contract is changed, the insurer shall endorse the insurance policy or other insurance documents or attach an endorsement, or the applicant and the insurer shall conclude a written agreement on the change.

Article 21 The applicant, the insured or the beneficiary shall notify the insurer in time after knowing the occurrence of the insured accident. If it is difficult to determine the nature, cause and loss degree of the insured accident due to intentional or gross negligence, the insurer shall not be liable for compensation or payment of insurance benefits for the uncertain part, except that the insurer has known or should have known the occurrence of the insured accident in time through other means.

Second, how many years does Fuzhou medical insurance and social security have to pay to enjoy medical treatment?

Fuzhou medical insurance and social security must be paid continuously for more than 25 years and the actual payment period is 10 years before you can enjoy the basic medical insurance benefits for retirees.

Detailed rules for the implementation of basic medical insurance for employees in Fuzhou

Article 10

When the insured reaches the statutory retirement age, the accumulated payment period (including deemed payment period) must reach 25 years or more. If the payment period (including deemed payment period) is less than 25 years, you can enjoy the basic medical insurance benefits for retirees after 25 years. Among them, those who participate in the insurance as flexible employees can enjoy the basic medical insurance benefits for retirees only when they reach the national statutory retirement age, the payment period (including deemed payment period) must reach 25 years or more, and the actual payment period is 10 years.

3. How many years does it take for medical insurance to be enjoyed for life?

Because of different local policies, medical insurance generally takes fifteen to twenty-five years to enjoy basic medical insurance benefits in accordance with state regulations. According to the provisions of Article 27 of the Social Insurance Law, if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment has reached the number of years stipulated by the state, he will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

4. How many years does medical insurance need to be paid to enjoy it for life?

1, medical insurance In general, the actual payment period of basic medical insurance premium must not be less than 15 years to enjoy it for life.

2. According to the requirements of medical insurance, the insured is 60 years old for men and 55 years old for women, with the payment period of not less than 25 years for men and not less than 20 years for women.

3. Legal basis: social insurance fund accounting system.

Fourteenth enterprise employees' basic old-age insurance fund income includes basic old-age insurance premium income, financial subsidy income, interest income, entrusted investment income, transfer income, superior subsidy income, subordinate premium income and other income. Among them, the basic old-age insurance income refers to the basic old-age insurance premiums paid by units and individuals in accordance with the prescribed payment base and payment ratio.

People's Republic of China (PRC) insurance law

Article 17 If an insurance contract is concluded with standard clauses provided by the insurer, the application form provided by the insurer to the applicant shall be accompanied by standard clauses, and the insurer shall explain the contents of the contract to the applicant. With regard to the clauses in the insurance contract that exempt the insurer from liability, when concluding the contract, the insurer shall make a prompt that can attract the attention of the insured on the application form, insurance policy or other insurance documents, and make a clear explanation to the insured in written or oral form; If there is no prompt or clear explanation, this clause will not take effect.

Article 18 An insurance contract shall include the following items: (1) The name and domicile of the insurer; (2) Names and domiciles of the applicant and the insured, and names and domiciles of beneficiaries of life insurance. (3) the subject matter insured. (4) Insurance liability and exemption from liability; (5) The insurance period and the start time of insurance liability; (6) the insured amount; (7) Insurance premium and payment method; (8) Measures for compensation or payment of insurance benefits; (9) Liability for breach of contract and dispute settlement methods; (10) The year, month and day when the contract was concluded. The applicant and the insurer may agree on other insurance-related matters. Beneficiary refers to the person who is designated by the insured or the applicant to have the right to claim insurance money in the life insurance contract. The applicant and the insured can be beneficiaries. The insured amount refers to the maximum amount of the insurer's liability for compensation or payment of insurance benefits.

Article 19 The following clauses in an insurance contract concluded by adopting the standard clauses provided by the insurer are invalid: (1) Exempting the insurer from obligations or increasing the liability of the applicant and the insured according to law; (2) Does not include the rights enjoyed by the applicant, the insured or the beneficiary according to law.

Article 20 The applicant and the insurer may change the contents of the contract through consultation. Where an insurance contract is changed, the insurer shall endorse the insurance policy or other insurance documents or attach an endorsement, or the applicant and the insurer shall conclude a written agreement on the change.

Article 21 The applicant, the insured or the beneficiary shall notify the insurer in time after knowing the occurrence of the insured accident. If it is difficult to determine the nature, cause and loss degree of the insured accident due to intentional or gross negligence, the insurer shall not be liable for compensation or payment of insurance benefits for the uncertain part, except that the insurer has known or should have known the occurrence of the insured accident in time through other means.