Guangzhou five insurances and one gold payment standard 202 1

The payment standards for five insurances and one gold in Guangzhou are as follows:

1, 21% for endowment insurance units and 8% for individuals;

2, nine percent of medical insurance units, two percent of individuals plus 3 yuan;

3. Unemployment insurance unit 2%, individual1%;

4, work-related injury insurance and maternity insurance paid by the unit, employees do not have to participate;

5, housing provident fund according to the actual situation of enterprises, choose the proportion of housing provident fund deposit, the lower limit is 5%, the highest does not exceed 12%.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. On-the-job employees shall pay the housing provident fund in accordance with the regulations. Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation.

Five insurances and one fund refer to: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and provident fund, among which endowment insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees; 50% of the provident fund shall be borne by the unit and the employees respectively.

Paying five insurances and one gold has the following benefits:

1. Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years;

2. Employees who are injured by accidents or suffer from occupational diseases due to work reasons and are confirmed as work-related injuries shall enjoy work-related injury insurance and other benefits.

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.