Does anyone fully understand social security? Everyone says it's good to buy social security. I have looked up a lot about social security, but I feel that social security is like pyramid schemes.

Most old ladies who pick up garbage in the street have no social security, and some people who can't afford medical care have no medical insurance.

If you can only live for a few years after retirement, then social security is tantamount to making wedding clothes for others for nothing. If you live to be 90 years old after retirement, and you are constantly seriously ill, you won't die. Then think about the money spent on these serious illnesses and the retirement salary of several thousand yuan per month. Does the money you get after retirement far exceed the social security that you only pay a few hundred yuan a month for 30 years?

Social security is not a pyramid scheme, but a compulsory collection by the state as a living guarantee for individuals who lose their labor force in old age. Individuals have made contributions to society, and when they get old, they lose their ability to work. The state will pay your pension until you die, provided, of course, that you pay endowment insurance.

Medical insurance in social security can be reimbursed for hospitalization from the date of purchase 1 year. It seems that the state reimburses 80% of all expenses incurred in hospitalization, including domestic medicine expenses and surgery expenses. As long as you keep paying and pay for a certain number of years, you can enjoy it forever after retirement.

Endowment insurance in social security is graded. In Chongqing, the grade of 100% is above 700, and 40%- 100% can be selected. The minimum payment period is 15 years. After retirement, I will give you a pension according to the national average income and the grade you paid until you die.

And the social security you pay will increase with the development of society. You used to pay 500 yuan, but in a few years you may have to pay 700 yuan. You also pay 3000 yuan after retirement, and it may become 4000 yuan after retirement 10 years. Therefore, the clear payment figures and retirement payment figures are constantly changing with the passage of time, and no one can give you a clear figure.

The last sentence: Social security means that when an individual is young, the state collects a small amount of fees and makes contributions to the country. When an individual is old and can't work or make money, the state will support you to death with social security money and tax money paid by citizens.