How much does social security pay to personal account?

Legal analysis: There are two situations, as follows:

1. If you participate in the endowment insurance for flexible employees, the individual contribution ratio will be 20%, of which only 8% will go into the individual account and the rest 12% will go into the overall fund.

2. However, if you participate in the enterprise employee pension insurance, then the individual contribution ratio is 8%, all of which are included in the personal account; The company pays 20%, all of which are included in the overall fund.

How much social security you pay into your personal account can be divided into two situations, as follows:

1. If you participate in the endowment insurance for flexible employees, the individual contribution ratio will be 20%, of which only 8% will go into the individual account and the rest 12% will go into the overall fund.

2. However, if you participate in the enterprise employee pension insurance, then the individual contribution ratio is 8%, all of which are included in the personal account; The company pays 20%, all of which are included in the overall fund.

According to the relevant laws and regulations, if an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare by itself and pay the social insurance premium in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.