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Can I withdraw my social security card from the ATM?
We know that social security plays a great role in protecting our lives. Some people used to pay social security for a certain period of time, but stopped paying for various reasons, so they want to return the social security money. First, the function of social security card 1, when the ID card is used. If you forget to bring your ID card when you go out, the social security card can also be used as an ID card. Since 20 15 10 1 according to the provisions of the criminal law amendment (IX), social security cards can be included in the scope of documents that can be used to prove identity according to law. 2. Social security card is equivalent to bank card. Social security cards can finally be "proud", comparable to bank cards. After all, the social security card is now a "card" with identity. How can you underestimate it? One card is multi-purpose. I'll give you two account numbers so that you can visit the doctor correctly. 3. Apply for various insurance benefits. Although there are many small cards, there is also a lot of "energy" gathered. At present, the relevant institutions will also directly distribute your social insurance benefits such as unemployment insurance, pension, work injury pension and maternity allowance to your social security card financial zone fund account, and you can withdraw it directly. 4, used for fitness. As the saying goes, "health is the capital of revolution". Only when you are in good health can you have the energy to toss. Now Jiangsu, Chongqing, Shandong and other provinces and cities have also caught up with the trend, and employees themselves can also use the balance of their personal accounts to carry out a series of fitness activities in fitness venues. 5. Inquire about provident fund and mortgage repayment. One card in hand is convenient for everyone, and now it is more convenient for you to inquire about the provident fund. You can directly carry your social security card and check your payment information and medical insurance account balance on the self-service terminal of the bank business hall. You can also check the personal rights record and housing accumulation fund on the website through the medical insurance card number. 6. Pay and receive pensions. Since the social security card has a financial function, the national social security department has not paid less attention. First of all, actively promote the application of social security cards in the payment of social insurance premiums and the collection of benefits, and gradually involve individual payment and payment of various businesses. Including the social insurance premium, pension, unemployment insurance and other benefits paid by you, as well as the payment of medical expenses after immediate settlement. Second, can I withdraw money from my social security card? The money in the social security card cannot be withdrawn. Although the social security card in your hand is a bank card, the social security account and bank account of this card are separate. That is, the endowment insurance you pay every month is actually included in the social security account set up by the social security center with your ID number. This money is generally allocated to pension funds and managed by the government. In other words, the money did not go to your personal bank account at all. The social security card issued by the social security center is for you to receive a pension after retirement. When you retire, the money in the social security card will be transferred to your bank account. The money in the social security card is still your own, and you have ownership and control over it. Others, including social security agencies, have no right to dispose of the money in your social security card during your lifetime. Therefore, if you have a social security card, please don't believe the rumor that you can cash out the money in the social security card at will. According to the relevant laws and regulations, it is illegal to cash out the money in the social security card, and the social security agency will investigate the legal responsibility after discovering it.
Legal objectivity:
Social insurance law
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Social insurance law
Article 14
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
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