Want to know if individuals buy social security and have unemployment insurance?

Unemployment insurance is not included in the social security paid by individual citizens. Under normal circumstances, individuals buying social security belongs to flexible employment social security, including basic pension and medical insurance, and individuals cannot buy unemployment insurance.

1. According to the current laws and regulations, after the employee signs a labor contract with the employer, the employer shall purchase five insurances for the employee, including unemployment insurance. Insurance costs are shared by employees and employers, and employers need to bear most of the costs.

Two, flexible employees can buy flexible employment insurance according to their own needs, but flexible employment insurance only includes medical insurance and pension insurance, excluding unemployment insurance.

3. On-the-job employees can't pay social security by themselves. According to relevant laws and regulations, social security is the legal obligation of enterprises.

If it is an on-the-job employee, social security should be paid by the employer according to the relevant laws and regulations, and no individual needs to pay. If the employer does not undertake social security, it can complain to the local community and the labor department, and the relevant department will order the employer to purchase social security for employees. If the employer fails to implement it, it will be punished according to law.

If you are a flexible employee, you can buy flexible employment insurance according to your own needs. Flexible employment insurance does not include unemployment insurance, but purchasing flexible employment insurance can guarantee basic pension and medical problems. The payment amount can be flexibly selected between the lowest level and the highest level, and the benefits enjoyed are also bound by law.

According to Article 44 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with state regulations. Article 45 Unemployed persons who meet the following conditions shall receive unemployment insurance benefits from the unemployment insurance fund: (1) Before unemployment, the employer and himself have paid unemployment insurance premiums for one year; (two) the employment is not interrupted because of my will; (three) registered unemployed and have job requirements.