What are the connections and differences between social security fund, social insurance fund and national social security fund? Urgent!

According to the Regulations, the National Social Security Fund is a national social security reserve fund, which consists of funds allocated by the central budget, the transfer of state-owned capital, the expected annualized income from fund investment and other means approved by the State Council, and is used to supplement and adjust social security expenditures such as old-age insurance during the peak period of population aging.

As the national social security reserve fund, the National Social Security Fund Council is responsible for the management and operation of the supplement and adjustment of social security expenditures such as endowment insurance during the peak period of population aging in China.

The difference is that:

1, capital composition is different.

The social security fund consists of funds allocated by the central budget, the transfer of state-owned capital, the expected annualized income from fund investment and other ways approved by the State Council, while the social security fund consists of contributions from employers and individuals.

2. Different uses

Social security fund is the supplement and adjustment of social security expenditure such as endowment insurance at the peak of population aging; The social security fund is mainly used for the current payment of social insurance benefits such as citizens' pension, medical care, work injury, unemployment and maternity.

3. Different investment operations.

Social security funds adhere to the principles of safety, expected annualized income and long-term; Because there is no expenditure in the short term, it is more suitable for medium and long-term investment; However, social security funds have higher requirements for investment risk control, narrower investment scope and more restrictive conditions for investment and operation activities.

Extended data:

The basic principle of social security fund investment operation is to realize the appreciation of fund assets on the premise of ensuring the security and liquidity of fund assets. Social security fund assets are assets independent of the board of directors, social security fund investment managers and social security fund custodians. This is the so-called "social security fund" that can enter the stock market.

Social insurance institutions raise social funds for the total amount of retirement pensions that retirees need to pay, that is, units and individual employees (or all units) pay insurance premiums according to a certain proportion of total wages.

The burden of endowment insurance is intergenerational transfer, that is, the pension expenses of retired employees are borne by one generation of employees, while the employees themselves are borne by the next generation.

Baidu encyclopedia-social security fund

Baidu encyclopedia-social insurance fund