The company didn't pay social security, so I want to buy old-age insurance. How to buy? About how much will it cost?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello,

Individuals who participate in social insurance shall follow the method of freelancers participating in social insurance (or submit personal files to the personnel agency department, which can also apply for social insurance). Freelancers can only participate in endowment insurance and medical insurance. The payment of endowment insurance and medical insurance has specific provisions: endowment insurance: bring my ID card and two 1 inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations! ! Freelancers, urban individual industrial and commercial households and flexible employees participate in the basic old-age insurance. The payment base is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension is calculated and paid according to the basic pension plan for enterprise employees. In terms of medical insurance, freelancers and self-employed individuals can choose to set up a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year. You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account!

Here I recommend two kinds of accident insurance for your reference:

Life "Family Happiness" Comprehensive Accident Insurance

The general public, company sales personnel, business personnel, working people, etc.

1, ordinary accident (death, disability, burns) insurance 654.38+ten thousand yuan;

2. The accidental medical insurance premium is 654.38 million yuan, and the accidental hospitalization nursing allowance is 50 yuan/day.

3. The plane insurance premium is 500,000 yuan, and the train, ship and bus insurance premium is 300,000 yuan.

Worry-free Travel Comprehensive Accident Insurance (Ding Dian Plan)

Taiping Life Insurance is a comprehensive accidental injury insurance with balanced protection, which is very suitable for purchase as a supplement to social security.

1, general accident insurance 65438+ ten thousand yuan;

2. Aircraft accident insurance premium is 500,000 yuan, train and ship insurance premium is 300,000 yuan, and bus insurance premium is 250,000 yuan;

3. Self-driving 200,000 yuan, traffic accident medical treatment 1 10,000 yuan?