Common sense of social insurance

Social insurance is stipulated by the state in the form of law. When workers temporarily or permanently lose their ability to work, they get all kinds of systems that do not provide or even provide material help and maintenance. Article 70 of China's Labor Law stipulates that "the state develops social insurance, establishes a social insurance system and a social insurance fund, so that workers can get help and compensation in cases of old age, illness, work injury, unemployment and maternity."

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

According to China's labor law, workers enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.

After the death of an employee, his survivors shall enjoy the survivors' allowance according to law.

The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations.

Social insurance premiums enjoyed by workers must be paid in full and on time.

The state encourages employers to establish supplementary insurance for workers according to actual conditions.

The state encourages self-employed workers to participate in savings insurance.

The state develops social welfare undertakings and builds public welfare facilities to provide conditions for workers to rest, recuperate and recuperate.

The employing unit shall create conditions to improve the collective welfare and the welfare treatment of workers.