Can men apply for maternity insurance if they have social security?

The man has social security and can apply for maternity insurance.

Under the normal insured state, male employees can use the man's maternity insurance as long as they have paid the maternity insurance premium for 12 months, even if their spouses have no income or have not participated in maternity insurance. When applying for reimbursement of maternity medical expenses, the man needs to provide proof that his spouse has no income and employment and unemployment registration. According to the regulations, you can enjoy 50% maternity insurance benefits. If both parties have maternity insurance, male employees can also enjoy paid paternity leave after their wives give birth. However, the man can not receive maternity allowance, and can only receive a one-time maternity grants.

Components of social security:

1, basic old-age insurance: providing basic economic security for retirement;

2. Basic medical insurance: reducing the economic burden of seeking medical treatment due to illness;

3. Work-related injury insurance: providing medical and economic compensation for work-related accidents;

4. Unemployment insurance: provide basic living expenses and vocational training during unemployment;

5. Maternity insurance: provide certain economic subsidies and medical services for maternity.

To sum up, if men have social security, they can apply for maternity insurance, and even if their spouses have no income or have not participated in maternity insurance, they can use their maternity insurance. When applying for reimbursement of maternity medical expenses, the man needs to provide proof that his spouse has no income and employment and unemployment registration, and can enjoy 50% maternity insurance benefits. If both parties have maternity insurance, male employees can also enjoy paid paternity leave, but they can't receive maternity allowance, and they can only receive a one-time maternity grants.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.