Minimum payment standard of five insurances and one gold in Wuhan

The minimum payment base of Wuhan five insurances and one gold is 3739.8 yuan, and the maximum payment base is 18699 yuan.

The specific provisions are as follows:

1. Endowment insurance is paid by both the employer and the employee. Units pay in proportion to the total wages of their employees, and individuals pay in proportion to their own wages. The minimum payment base shall not be lower than the minimum wage standard for local employees.

2. The medical insurance shall be paid by the employer and employees, and the unit contribution rate shall be controlled at about 6% of the total wages of employees. The proportion of individual contributions is generally 2% of my salary income, and the minimum payment base shall not be lower than 60% of the minimum wage standard for local employees.

3. Unemployment insurance shall be paid by both employers and employees. The unit pays 2% of the total salary of the unit, and the individual pays unemployment insurance premium at 1% of his salary. The specific places may be different, and the minimum payment base shall not be less than 60% of the minimum wage standard for local employees.

4. Work-related injury insurance is paid by the employer, and the amount of work-related injury insurance paid by the employer is the product of the total wages of employees of the unit multiplied by the unit payment rate. The rates of different industries and different units can be different, and the minimum payment base shall not be less than 60% of the local minimum wage.

5. Maternity insurance premium is paid by the employer, specifically by the enterprise according to a certain proportion of its total wages. The specific proportion varies from place to place, and the minimum payment base shall not be less than 60% of the local minimum wage.

6. The housing provident fund shall be paid by the employer and the employee * * *, and the individual monthly deposit amount shall be the employee's average monthly salary multiplied by the individual housing provident fund deposit ratio, and the unit monthly deposit amount shall be the employee's average monthly salary multiplied by the unit housing provident fund deposit ratio. The payment ratio of employees and units shall not be less than 5%, and the minimum payment base shall not be lower than the local minimum wage standard.

There are two ways to deal with social security:

(-) To pay in the name of an individual, it is necessary to apply to the social security bureau where the household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

And can only apply for pension and medical insurance.

(two) or to participate in insurance in the form of units. It is a foreign hukou, and social security can only be purchased through the unit.

If social security is handled, it is best for the unit to pay, because the unit will bear a large part of the expenses for us, thus reducing its own payment pressure.

Moreover, the unit model can be insured with 5 insurances 1 gold, and the individual model can only be insured with pension and medical care.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 12 of the Social Insurance Law

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.