What are the latest purchase policies in Chongqing?

Speaking of Chongqing, I believe all your friends are familiar, especially the hot pot, which makes you linger. Of course, many people will buy houses here. However, if the buyer is a foreigner and wants to buy a house in Chongqing, he needs to provide proof of continuous payment of social security 1 year before he can apply for a loan to buy a house. So what are the latest purchase policies in Chongqing? Let's take a look at Bian Xiao.

What are the latest purchase policies in Chongqing?

From July 20 18 1, the land value-added tax rate for non-ordinary houses and businesses was adjusted from 2% to 3.6%; At the same time, stop the policy of choosing ad valorem or rent-based property tax for investment real estate according to the principle of low; In addition, in the tax preferential policies such as deed tax for individuals to buy the only or second family house and personal income tax for individuals to transfer the only family house; Finally, the financial subsidy policy for personal first-time home purchase mortgage will no longer be implemented.

What are the new policies for foreigners to buy a house in Chongqing?

Buying a house in full is no different from buying a house by a local person, and there is no need for social security and tax payment certificates; In case of loan, the interest rate discount of the first suite can be applied for different discounts according to personal credit information. For some projects, the down payment for the first suite is 30%, and the interest rate can be applied for a 10% discount. The down payment for the second suite is 40%, and the interest rate is raised by 10%. In addition, the benchmark interest rate for commercial loans is 4.9%, and the benchmark interest rate for provident fund loans is 3.25%.

What conditions do foreigners need to meet when buying a house in Chongqing?

1. First, you need to provide local tax payment certificates for more than one year. Of course, if you pay in full, you don't need to provide these certificates. Of course, if you can't provide relevant certificates (tax payment certificate or social insurance payment certificate), commercial banks will suspend the issuance of housing loans. Therefore, Chongqing's purchase restriction order lies in "unlimited loans".

According to the relevant data, foreigners want to buy a house in this area, and the threshold will be higher. For example, incomplete procedures require not only proof of tax payment and social insurance payment, but also proof of income and repayment ability. Some large state-owned commercial banks will directly deal with customers who can't provide complete procedures according to the down payment of 50% for the second home loan and the interest rate floating 1. 1 times.

Summary: Well, the above is an introduction to the latest housing purchase policy in Chongqing. I hope I can give you some help. I believe that in the process of the latest purchase policy in Chongqing in the future, friends will be more assured and get their own satisfactory answers.