Does Shenzhen social security payment have an impact?

1, affecting the number plate of non-deep households;

2. Affect the application/extension of residence permit;

3, affecting deep households; Affecting the application for public rental housing and housing;

4, affecting buying a house;

5, affect the application for subsidies;

6, affect the application for a degree.

The impact of Shenzhen social security withholding is as follows:

1, affecting non-deep households' license plate lottery: one of the conditions for non-deep households to participate in Shenzhen license plate lottery is to pay medical insurance in this city for more than 24 consecutive months (excluding supplementary payment).

2. Affect the application/redemption of residence permit: If Shenzhen is a non-Shenzhen household registration, one of the conditions for applying for a residence permit is to continuously pay social security 12 months in Shenzhen or to pay 18 months in the two years before applying for a residence permit. If it is renewed, it is necessary to participate in social security in Shenzhen for a total of 8 months within one year before the date of applying for endorsement.

3. Impact on households in Shenzhen: Some households in Shenzhen need social security conditions. If you want to enter the household, you must confirm the social security requirements of the household entry method in advance.

4. Affect the application for public rental housing and housing: there are social security requirements for applying for public rental housing and housing.

5. Impact on house purchase: Deep-seated families and adult single (including divorced) families must have settled in this city for three years and can provide proof that they have paid personal income tax or social insurance in this city for 36 months or more before the date of house purchase.

For households with deep households and single adults (including divorced individuals) who have been in the household for less than 3 years and can provide proof that they have paid personal income tax or social insurance for 5 years or more continuously in this city before the date of purchase, according to the relevant provisions of Article 4 of Several Measures on Further Promoting the Stable and Healthy Development of the Real Estate Market in our city (Shenfu Office [20 1 6] No.28), the purchase is restricted to1.

Non-deep households and adult singles (including divorced) who have paid off social security within five years before the date of purchase but not more than three months (including three months) can buy commercial housing if they have paid social security for 60 months in our city within five and a half years before the date of purchase and meet other purchase conditions. Continuous payment and accumulated payment do not include overdue payment.

6. Affect the application for subsidies: apply for subsidies in Shenzhen, and some of them have social security requirements. For example, grassroots employment subsidies.

7. Affect the degree application: Both the first-year and first-year degree applications in Shenzhen have social security points. Whether it is a deep household or a non-deep household, the longer the payment period, the higher the points, so it will affect the points.

medical insurance

1, the medical insurance benefits will be suspended from next month.

Medical insurance will no longer enjoy the basic medical co-ordination payment and related Medicaid from the month after the payment is stopped. However, if there is still money on the medical insurance card, it can be used in outpatient clinics or pharmacies to buy medicines or pay medical expenses that are not reimbursed within the overall scope. Because the amount in the medical insurance card is the sum of the amount paid by the individual every month and the amount included in the medical insurance personal account, it is simply his own money.

2. You need to wait for half a year after renewal.

If the medical insurance is interrupted or the arrears exceed three months, you need to wait for six months to continue to enjoy the previous reimbursement and Medicaid benefits. As for the personal account, as long as the balance in the medical insurance card is sufficient, it can be used as before after renewal.

endowment insurance

The negative impact of the interruption of old-age insurance payment can be presented simply and clearly through the calculation formula of monthly pension payment after retirement:

Pension =÷2× payment period × 1%+ personal account deposit ÷ months.

1, affecting cumulative length of service.

Pension interruption period is not included in the length of service. If the interruption time is too long, the seniority salary will be greatly reduced.

2. Reduce the accumulation of funds in personal accounts.

The payment period is shortened, the amount of payment is relatively reduced, and the accumulation of some funds in individual pension accounts is also reduced accordingly.

3. The influence of payment time of endowment insurance.

When employees reach the statutory retirement age, their pension insurance payment time is calculated cumulatively. As we all know, if the interruption time is not long, they can still accumulate with the previous payment time after the renewal. However, if the cumulative interruption is 12 months, the pension will be paid one year in advance.

Others, such as paying a certain number of years for the purchase of a house in a non-registered place and enjoying a life-long pension after retirement, are not listed separately, and the regulations in different regions are different.

If the interruption time is short, it can basically be accumulated with the previous time, but if you buy a house, the social security payment requirements in many areas still need to be paid continuously.

maternity insurance

1, after the interruption, you will no longer enjoy the relevant treatment next month.

Maternity insurance will no longer enjoy the overall payment and subsidy of maternity medical care from the month after the payment is stopped. Pregnancy after leaving the company can only be reimbursed by the husband who pays maternity insurance in his own company, but the amount he gets is very small.

2. Re-registration after interruption needs to recalculate the registration time.

If the follow-up insurance is interrupted, it is necessary to recalculate the time of participation, and it must be paid continuously for half a year or one year to enjoy the treatment of maternity insurance fund.

3. Maternity insurance cannot be paid in the name of an individual.

Maternity insurance is different from old-age insurance and medical insurance. Units that are not affiliated with endowment insurance and medical insurance can also go to the Social Security Bureau and continue to be paid by individuals. Maternity insurance cannot be paid separately or in the name of an individual, but only by the unit. If non-working women want to enjoy maternity insurance, they can negotiate maternity insurance with the original unit, or apply for payment in the human resources affiliated unit. Of course, the fees and premiums required for connection still need to be paid by individuals.

Legal basis:

According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis;

Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.