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What does the medical insurance deductible mean?
If you want to enjoy medical insurance reimbursement, the medical expenses incurred must meet the deductible line and the capping line. Even if the cost exceeds the ceiling line, don't worry. It can also reduce the economic pressure of patients through the second reimbursement, so that the medical insurance system can play a greater role. ? Realizing that medical insurance is insured, taking the initiative to pay is only the beginning. Only by knowing some proper terms and being familiar with the reimbursement process can we really play the role of medical insurance and let us better enjoy our due rights and interests. For example, how much do you know about the deductible line and the cap line in medical insurance? First, what is the deductible and the capped deductible refers to the deductible standard of the medical insurance fund. To put it simply, when we are hospitalized, we are eligible for reimbursement only if we meet certain expenses. The patients below the deductible line shall be borne by themselves, and the part above the deductible line shall be reimbursed by the medical insurance fund according to the prescribed proportion. The capping line refers to the maximum payment limit of the medical insurance fund, that is, the insured person in a year.
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