Tianjin home purchase policy

According to Tianjin's housing purchase policy: Tianjin's housing purchase is based on the family unit, in other districts of Tianjin except Binhai New Area, Tianjin household registration (including collective household registration) is limited to the purchase of the third housing; foreign household registration and adult singles (including unmarried, divorced) are limited to the purchase of the second housing. Foreign household registration to buy a house in Tianjin is required to provide proof of continuous payment of social insurance or personal income tax for more than 2 years within 3 years in the city. This is a prerequisite for foreign household registration to buy a house in Tianjin, and even the Binhai New Area, which is not restricted to purchase, needs to provide social insurance or individual tax.

What you need to pay attention to is:

1, Tianjin purchase of real estate and mortgage, there has been a loan record is regarded as a second set, regardless of whether or not to pay off.

2, "the city 3 years of continuous payment for more than 2 years" refers to the buyer from the month of purchase of the previous month, forward projected to 3 years any consecutive 24 months.

3. For those who have made retroactive payments due to job changes or other reasons and have made retroactive payments for no more than 3 months out of the 24 months, they are considered to have made consecutive payments and can be used as a valid proof of home purchase.

4, the city's resident families include: first, at least one family member is a resident of the city's families; the second is the troops stationed in Tianjin active duty military personnel and active duty armed police families (officer's license can not prove the location of the military service needs to be provided by the relevant departments of the troops to provide supporting documents).

5, divorced with minor children according to the family recognized, not with minor children according to the individual recognized.

6, residential apartments and mixed apartments that have been selected for housing use as "residential" are included in the scope of purchase restrictions, while other types of apartments are not included in the scope of purchase restrictions.

Tianjin home purchase loan policy regulations

1, no housing in the city and no home purchase loan records (including housing fund loans) of the resident families, apply for commercial personal housing loans to buy housing, the minimum down payment ratio of 30%.

2, in the city has a home or in the city without housing but have a record of home purchase loans (including housing provident fund loans) residential families, apply for commercial personal housing loans to implement the credit policy of the second suite, the proportion of the down payment is adjusted to not less than 60%.

3. Suspend the issuance of commercial personal housing loans with a loan period of 25 years (excluding 25 years) or more.

That is to say, from April 1, Tianjin to implement the commercial loan policy is: recognizing the house and recognizing the loan, the first suite down payment minimum 30%, the second set of minimum 60%, the longest loan period of 25 years.

Note: 1, has obtained a real estate license or signed a contract for the sale of commercial property identified sets, the net booking agreement is not identified sets.

2, *** the same property rights housing recognized sets.

3, due to demolition and relocation need to buy a house, with the demolition certificate to buy, after the purchase of the number of units recognized.

4. If you need to buy a house because of a legal document in force, you can buy it with the document or judgment, and the number of sets will be determined after purchase.

5. If you need to buy a house due to inheritance and bequest, you can buy it with the inheritance judgment, and the number of units will be recognized after the purchase.

6. If an enterprise builds its own affordable housing and has acquired the property right, it will be counted as the number of housing units for a resident family or a single person.

7. Individuals who have built their own housing on state-owned land and have obtained property rights certificates in accordance with the law are counted in the number of housing units for resident families.