How to handle the social security transfer of provident fund?

According to the law, the housing accumulation fund can only be used for the housing purposes of employees, and no unit or individual may change its use or make up excuses for other purposes. However, if employees want to move or change jobs, then the channels for paying five insurances and one gold will change, and at this time, it is necessary to go through the change procedures. Then let's introduce you to the relevant knowledge of how to handle the social security transfer of provident fund. First, how to handle the social security transfer of provident fund?

In order to prevent the insured from going back and forth between the two places due to renewal, the Interim Measures stipulates a unified handling process:

1. When the insured leaves the original place of employment, he shall issue the insurance payment certificate to the social security agency of the original place of insurance.

2. After the insured person goes to the new place of employment to pay the insurance premium, I or the employer shall submit a written application to the social security agency of the new place of employment to extend the pension insurance relationship, and present the insurance premium certificate issued by the social security agency of the original place of employment.

3. After reviewing the application, the social security agency of the newly-employed insured place confirms that it meets the transfer and connection conditions, that is, it communicates with the social security agency of the original insured place and handles the relevant information transfer and fund transfer procedures of the insured person according to regulations.

4. After the relevant procedures are completed, the social security agency of the newly-employed insured place will notify the employer or himself to complete the whole relationship transfer and connection procedures.

In other words, for the insured, as long as the application is filed and the payment voucher is presented, other procedures are handled by the social security agencies of the two places, and the insured himself does not need to travel back and forth. Need special reminder: when you decide to leave a city, you must go to the social security agency of the original insured place to issue and properly keep the insurance payment voucher; When you go to another city for employment, you should transfer and continue in time.

If the unit is adjusted or the work of employees changes, the unit shall handle the transfer procedures of housing provident fund for employees.

Handling requirements: apply for housing provident fund transfer or apply for transfer in different places; Original and photocopy of employee ID card; Other materials required by the housing provident fund management center.

General process: transfer in the same city: the unit or employee provides the necessary materials-the management center reviews-the entrusted bank handles the transfer procedures in the same city; Transfer from other places: the employee provides the necessary materials-the transfer-in place issues a new household registration certificate and transfer contact letter to the transfer-out place management center-the transfer-out place management center transfers money or telegrams-and the transfer-in place management center registers a personal ledger. Note: Please refer to the websites of urban housing provident funds for the required materials and specific handling procedures.

Second, the provident fund application conditions

1. Individual urban workers and their units must pay the housing accumulation fund continuously for one year.

2. If the borrower purchases a commercial house, it must have self-raised funds of not less than 30% of the total house price as the down payment.

3. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. If both husband and wife normally pay the housing provident fund in full, only one party is allowed to apply for a housing provident fund loan.

5, a family can only apply for a housing provident fund loan to buy a house at the same time.

6. The lender must have permanent residence or valid residence status in the town of this province (city).

7. Agree to use the purchased house as collateral.

Legal basis:

Regulations on the administration of housing provident fund

Seventeenth new employees began to pay the housing provident fund from the second month of work, and the monthly deposit amount was the employee's own salary multiplied by the employee's housing provident fund deposit ratio. The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.

The above is how to handle the social security transfer of provident fund. After the personnel who need to transfer social security go through the formalities of insurance payment in the place where they need to transfer employment, I or the employer shall submit a written application to the social security agency of the new employment place to continue the old-age insurance relationship, and present the insurance payment certificate issued by the original employment place.