How to buy rural residents' pension insurance is the most cost-effective? How to pay rural social pension insurance?

Rural residents how to buy the most cost-effective pension insurance? How to pay the rural social pension insurance?

First, rural residents how to buy the most cost-effective pension insurance

Whether rural residents or urban residents to buy pension insurance, are required to pay a cumulative total of 15 years in order to enjoy the monthly pension. The decision to buy a rural resident of the degree of cost-effective is the contribution level, in the contribution we can choose the lowest level of 100, 200 or the highest level of several thousand. The difference between the two is that the advantage of paying the lowest level of contributions is a quick return on investment, but the disadvantage is that the amount of pension you can receive afterwards is very small. If you pay the highest level, you will have to invest more in the early stage, but you will be able to receive a relatively large amount of money in the later stage.

So, on balance, it is recommended that rural residents buy a pension based on the age of their choice of contribution bracket, older rural residents can choose the highest contribution bracket, while younger rural residents can choose the front high and then low contribution method. This is the most cost-effective way to buy.

Second, rural social pension insurance how to pay

On the rural social pension insurance payment can be divided into three points to answer.

First of all, the crowd, to pay the pension insurance is required to 16 years of age or more of urban and rural residents, and is not included in the college students and workers groups. Secondly, because the pension insurance is an annual contribution, so it is usually July-December centralized payment. Finally, you can choose to go offline, go to your local area and find a social security window. You can also go offline, find the local palm social security 12333 in the app store, the local municipal units of the social security department app can make contributions.

Third, rural social pension insurance can make up for it

Most rural residents are not working in state-owned units before, so they are not paying pension insurance, so this time want to make up for it, want to know if you can make up for it, the answer is yes, but there will be an age limit. The answer is yes, but there is an age limit. Men who are 60 years old and women who are 55 years old can pay 15 years of premiums at once. If a man is 45 years old and a woman is 40 years old, the premiums can be paid for less than 10 years. Then there is also a limit to the amount of retroactive payment, a one-time retroactive payment of 15 years, the amount can not exceed 90,000, a one-time retroactive payment of 10 years, the amount can not exceed 60,000.