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Is the new rural cooperative medical system and social security the same thing?
The new rural cooperative medical system is different from social security, and the specific differences are as follows:
1, the payment standard is different. The reason why the new rural cooperative medical system is called the new rural cooperative medical system is that it only includes medical insurance, and it is generally paid annually, and the amount of each payment is around 200 yuan; Social security includes pension insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance. The payment is much higher than the new rural cooperative medical system. According to the minimum standard, you need to pay more than 1000 yuan per month, and the higher the salary, the more you pay.
2. The scope of use is different, and the scope of use of the new rural cooperative medical system is relatively narrow. At present, many cities can only reimburse hospitalization, and a few cities can also reimburse medical treatment; Social security includes medical insurance in social security, which can be used for registration, medical treatment, medicine purchase and hospitalization reimbursement. The scope of application is wider;
3, the scope of insurance is different, the new rural cooperative medical system is mainly aimed at rural registered population, so only rural registered permanent residence can handle it; Social security can participate as long as it has a formal job or is in a town;
4, the insured period is different, the new rural cooperative medical system pays once a year, and enjoys medical reimbursement treatment according to regulations. Social security is paid once a month, and medical expenses cannot be reimbursed from the next month. Social security insurance has accumulated for 15 years, and you can receive a monthly pension after retirement. Under normal circumstances, men have been insured for 25 years and women have been insured for 20 years, and they can still enjoy medical reimbursement after retirement;
5. The reimbursement ratio is different, and the reimbursement ratio in the areas using the new rural cooperative medical system is also different. If treated in township hospitals, the reimbursement rate of the new rural cooperative medical system is higher; If you are in a hospital above a municipal hospital, the proportion of social security reimbursement is higher. Both of them decrease with the improvement of hospital level.
Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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