Unemployment insurance must pay

Unemployment insurance must be paid, is mandatory, is one of the five social security insurance. Unemployment insurance refers to the state through the legislation mandatory, by the community to establish a centralized fund, due to unemployment and temporary interruption of the source of livelihood of the workers to provide material assistance system. It is an important part of the social security system and is one of the main programs of social insurance.

The characteristics of unemployment insurance include:

I. Universality.

It was established mainly to safeguard the basic livelihood of wage-earning workers after they become unemployed, and its coverage includes most members of the labor force. Therefore, in determining the scope of application, the insured units should be regardless of sector and industry, regardless of the nature of ownership, and their workers should be regardless of the form of employment, regardless of home towns and villages, and after the dissolution or termination of the labor relationship, as long as the person himself or herself meets the conditions, he or she will have the right to enjoy the benefits of unemployment insurance. Analysis of the changes in the scope of application of China's unemployment insurance, a gradual expansion of the trend, from the four types of state-owned enterprises to the seven types of state-owned enterprises and nine types of enterprise management of institutions and workers, and then to the "Regulations on Unemployment Insurance," all enterprises and institutions and their employees in cities and towns, fully embodies the principle of universality.

Two, compulsory.

It is made compulsory through the enactment of laws and regulations by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their obligation to make contributions. According to the relevant regulations, both units and individuals who fail to fulfill their contribution obligations should bear the corresponding legal responsibilities.

Third, mutual aid.

The unemployment insurance fund is mainly raised from the society, and is borne by the unit, the individual and the state, and the proportion and mode of contribution are relatively stable, and the unemployment insurance premiums raised, regardless of the source channels and the nature of the contributing units, are all incorporated into the unemployment insurance fund, which is dispatched and utilized uniformly within the co-ordinated area to give play to the function of mutual aid.

Legal basis:

Article 72 of the Labor Law of the People's Republic of China

The social insurance fund determines the source of funds in accordance with the type of insurance, and gradually carries out social coordination. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

Article 84 of the Regulations on Work-Related Injury Insurance

If an employer fails to register for social insurance, it shall be ordered by the administrative department of social insurance to make corrections within a certain period of time; if it fails to do so, it shall be subject to a fine of not less than twice and not more than three times the amount of social insurance premiums payable, and to a fine of not less than five hundred and not more than three thousand yuan on the person in charge of the employer directly responsible for the employer, and on the other persons directly responsible for the employer.

Article 2 of the Regulations on Unemployment Insurance

Urban enterprises and institutions and employees of urban enterprises and institutions shall pay unemployment insurance premiums in accordance with the provisions of these Regulations.

Unemployed persons of urban enterprises and institutions shall enjoy unemployment insurance benefits in accordance with the provisions of these Regulations.

The urban enterprises referred to in this article are state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises.