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How to refund the endowment insurance for urban and rural residents

The ways to surrender the endowment insurance for urban and rural residents are as follows:

1. Learn about the conditions for withdrawing money: Generally speaking, urban and rural residents need to pay a certain number of years and reach a certain age to receive pensions.

2. Apply for a pension: The insured can apply for a pension at the window of the local social security bureau. You need to bring relevant documents (such as ID card and social security card). ) and related supporting materials (such as retirement certificate, retirement approval form, etc.). ).

3. Check the information and sign for confirmation: the staff will check the personal information and pension benefits of the insured, and the insured needs to check it carefully and sign for confirmation after it is confirmed.

4. Receive a pension: You can choose a bank card or cash to receive a pension. The specific method needs the insured to choose according to local regulations and their own situation.

For endowment insurance, the following materials shall be provided:

1. Freelancers need to bring their town residence booklet, ID card and copy;

2. The person who terminates the labor relationship needs his/her urban household registration book, ID card and photocopy, and his/her agreement and photocopy for terminating the labor relationship;

3. Unemployed people need their urban household registration book, ID card and photocopy, and their unemployment certificate and photocopy;

4. Individual industrial and commercial households need business licenses, ID cards and photocopies.

To sum up, the pension collection methods and policies of urban and rural residents' old-age insurance vary from region to region. It is recommended that the insured know the local policies and regulations in time to obtain more accurate and detailed information.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.