Sanya home purchase qualification

According to the Sanya City commodity housing purchase restriction policy, the purchase of commodity housing in Sanya must comply with the following provisions:

1, social security: the purchase restriction policy, mentioned that you want to buy a house in Sanya need to pay social security in Sanya for more than one year, while in the house transfer, you need to be in the state of the insurance, or to pay personal income tax for more than one year.

2, Sanya does not have the first set of houses: if foreign users have a house in foreign countries, but no house in Sanya, commercial loans and provident fund loans can enjoy the first set of payment 30% loan 70%, the deed tax calculated according to the second set, 3% deed tax can not be reduced; in the domestic range of housing loans, no house in Sanya, you can buy a house, but the down payment of at least 60% more, the deed tax can not be reduced concessions. So users need to pay attention when purchasing a home.

3, work income conditions: to meet the conditions of the purchase, the next step is to understand the buyer's own ability, the need to have a stable income as well as work, and the total monthly family income is more than twice the monthly loan payments; citizens over eighteen years of age, income conditions to meet the parents can be used as a guarantee of the loan.

4, loan conditions: there is no housing loan in the country, there is no house in Sanya, you can purchase a house, and you can enjoy the first set of home loan preferential policies, such as the first set of home bank loan interest rate down 10%.

5, talent policy: you can also meet the Hainan high-level talent policy, or professionals needed in Hainan, can be settled in Hainan, and there is no real estate users in Hainan, you can buy a set of real estate.