Why is there money in social security card?

Legal analysis: it is normal that the balance of social security card will be delayed for a certain period of time, and it can be queried again after a period of time.

1. The money in the personal medical insurance account (the medical insurance fee paid by the individual) is returned to the social security card, and it is recorded after monthly payment, which can be used to buy medicine at the pharmacy or go to the hospital for outpatient service and examination. In case of hospitalization expenses, the social security card can be used to reimburse the hospitalization expenses (the Qifubiaozhun is determined according to the hospital level, and the part exceeding the Qifubiaozhun is reimbursed according to a certain proportion). This fee is paid by the medical insurance social pooling fund (that is, the medical insurance paid by the unit to the individual). Both personal account and hospitalization expense reimbursement need social security card, but hospitalization expense reimbursement is not included in personal account.

2. If the amount inside is not enough, make up the insufficient part with cash, and transfer the rest of the money on the social security card. The money is used up, and it will be used after the payment is made next month. If you don't use it, the money will accumulate automatically.

The money in the social security card can only be used from the personal account of medical insurance. Other types of insurance shall be settled directly with the Social Security Bureau when enjoying relevant claims and reimbursement expenses. The bank card number will be provided for reimbursement or claims, and the social security card itself will not be used. Just show it as a certificate.

After the personal account is used up, in each settlement year (April to March of the following year), after the employees (including the insured with flexible employment and the "Xiebao" personnel, the same below) bear the 600 yuan and the retirees bear the 400 yuan, the local supplementary medical insurance pooling fund will pay them in proportion within the prescribed limit (3,000 yuan for retirees and 2,500 yuan for employees), including: community health services at the second level and above in urban areas. Outpatient expenses incurred in other designated medical institutions and retail pharmacies in urban areas shall be settled according to the standard of 60% of employees and 70% of retirees.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.