Can Shenzhen stop insurance and still use medical insurance?

Legal analysis: No, if the regulations vary from place to place, it will be renewed within 3 months after the interruption. Whether or not the insurance is renewed, the medical insurance will take effect in the month following the renewal. It takes 1 month for medical insurance to restart. If the medical insurance is only paid off for one or two months, it will have little impact, and you can continue to enjoy medical insurance benefits as long as you renew your insurance.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.