Can I refund my own agricultural insurance?

The new rural insurance can be refunded, as long as you apply for surrender.

1. If the insured person has not reached the retirement age and has participated in the endowment insurance for urban workers, he/she shall go to the nearest social security service center to handle the surrender formalities with the original ID card, a copy of ID card, employee employment notice or detailed list of labor contracts.

2. If the insured person dies before reaching retirement age, his relatives should provide the following supporting materials to the nearest social security service center: death certificate issued by the hospital, cremation certificate issued by the civil affairs department and household registration cancellation certificate issued by the public security department, valid certificate of designated beneficiary or legal heir, legal documents that can determine his inheritance right, etc.

3. If the insured is missing and declared dead, a death certificate issued by the judicial department shall be provided. After the social security service center or assistant of the county-level unit checks it correctly, the balance of personal account funds shall be settled, the new rural insurance relationship shall be terminated, and the relevant materials shall be submitted to the agricultural insurance department of the county social security center for approval.

How is the new rural social security fund constituted?

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

1, individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan per year, which is divided into five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.

2. Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

3. Government subsidies. The government pays the new rural insurance basic pension in full to eligible insured persons.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law. Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.