Can I apply for maternity insurance after paying social security 1 year?

If maternity insurance has been paid for one year, maternity insurance can generally be reimbursed.

When an employee gives birth, the employee himself or his unit can apply for reimbursement to the social security agency according to law and enjoy the corresponding maternity medical expenses and maternity allowance insurance benefits.

First, maternity insurance reimbursement conditions:

Employees who enjoy maternity insurance benefits shall meet the following conditions:

1. The employer has paid more than 1 year for employees and continues to pay;

2, in line with national and provincial population and family planning laws and regulations.

Two, maternity insurance reimbursement scope:

1, maternity medical expenses.

The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. Medical business expenses and drug expenses (including self-funded drugs and nutritional drugs) exceeding the prescribed amount shall be borne by the employees themselves.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.

2. Maternity allowance.

Female employees shall enjoy maternity allowance according to law during maternity leave, which shall be calculated and paid by maternity insurance fund according to the average monthly salary of employees in the previous year.

Three, maternity insurance reimbursement process:

1, required materials:

One original and one copy of the marriage certificate;

One original and one copy of the Maternity Service Certificate;

One original and one copy of the baby's birth certificate;

One original and one copy of the medical diagnosis certificate;

"Maternity Allowance Applicant Information Registration Form" in duplicate (filled in with black pen).

Note: The above copies must be on A4 paper.

2. Submission time: every month 1- 10 days (2 months after the baby is born).

3. Handling process: the unit manager will submit the above materials to the social security center, and pay the maternity allowance within 30 working days after accepting the approval.

Meet the conditions of enjoying the late childbirth (at least 23 years old) incentive allowance, and both husband and wife choose the object of enjoying the late childbirth allowance in the Information Registration Form of Maternity Allowance Applicants, which shall be signed and confirmed by both husband and wife, and sealed by both parties.

If both husband and wife have participated in maternity insurance, the woman's unit shall fill in the "Registration Form for Personnel Applying for Maternity Allowance"; The woman did not participate in maternity insurance, the man has participated in maternity insurance, and the man enjoys maternity allowance. The unit where the man works shall fill in the Registration Form for Personnel Applying for Maternity Allowance (in duplicate) and make a declaration.

legal ground

People's Republic of China (PRC) social insurance law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.