How much does Jiangsu province pay for freelance social security?

According to the Detailed Rules for the Implementation of Freelancers' Participation in Basic Medical Insurance for Urban and Rural Residents in Jiangsu Province issued by the Department of Human Resources and Social Security of Jiangsu Province, freelancers should pay medical insurance premiums for urban and rural residents on a monthly basis, with a specific amount of 50 yuan per person per month. In addition, Jiangsu Province also implements the individual account system of endowment insurance for freelancers, and its payment ratio and payment base depend on individual's age, occupation and other factors.

A freelancer refers to a person who works by his own skills or professional ability without being employed by others. In the past, these people did not enjoy the same social security benefits as enterprise employees. However, from 20 18, the state began to implement the policy of freelancers participating in the basic medical insurance for urban and rural residents to ensure the basic medical needs of these people. For freelancers in Jiangsu Province, medical insurance premiums for urban and rural residents should be paid monthly, and the payment standard is 50 yuan per person per month. The medical insurance expenses paid by freelancers mainly cover the medical expenses in medical insurance coverage, including outpatient treatment, hospitalization treatment and anti-cancer treatment, which effectively improves the medical insurance level of freelancers. In addition, Jiangsu Province also implements the individual account system of endowment insurance for freelancers. According to the regulations, the contribution rate of endowment insurance for freelancers is 20%, and the contribution base depends on the age, occupation and other factors of the individual. Personal accounts of pension insurance for freelancers can be paid through WeChat, Alipay and other channels, which is convenient and quick, and avoids the complexity and risks of traditional payment methods.

If freelancers have already participated in commercial insurance, do they still need to participate in basic medical insurance for urban and rural residents? The coverage and methods of commercial insurance for freelancers and basic medical insurance for urban and rural residents are different. Commercial insurance usually has a high insurance coverage and settlement speed, but its coverage is relatively narrow. The basic medical insurance for urban and rural residents is a kind of basic medical security, with wide coverage and relatively low cost. Freelancers can choose according to their own economic situation and health needs.

The social security policy for freelancers in Jiangsu Province is relatively perfect, and freelancers can enjoy corresponding social security benefits by paying personal accounts of basic medical insurance and endowment insurance for urban and rural residents. But for freelancers, it is also necessary to choose appropriate commercial insurance to make up for the shortage of basic medical insurance for urban and rural residents.

Legal basis:

Article 9 of the Regulations on the Collection and Payment of Social Insurance Fees in Jiangsu Province shall go to the local social insurance agency for social insurance registration and change registration according to the time and requirements stipulated by the state, and establish a payment relationship with the local tax authorities with the social insurance registration certificate. If the payer is restructured in accordance with the provisions of the national and provincial people's governments, the social insurance relationship will remain unchanged; The payer shall, within 30 days from the date when the administrative department for industry and commerce handles the change registration, go to the social insurance agency to handle the social insurance change registration. When handling the cancellation of social insurance, the payer shall go to the local tax authorities to settle the social insurance premiums payable, and then go through the cancellation procedures according to law.