The difference between public medical care and medical insurance

Legal analysis: 1 has different definitions: medical insurance is a medical technology that employees and residents can afford at present when they are sick, while free medical care is a social security system that provides free medical care and prevention to some staff.

2 Different coverage groups: Public medical care is limited to civil servants. Medical insurance covers employees, farmers, students and children.

3 coverage is different: the coverage of public medical care is larger than that of medical insurance, and the reimbursement ratio is higher. Public medical care shall be borne by the unit, and the reimbursement ratio shall be 100%. Medical insurance shall be reimbursed within the prescribed scope.

Generally speaking, the reimbursement scope of publicly-funded medical care is wider, the reimbursement ratio is higher, and the expenses are borne by the unit, but the people who can enjoy it are limited. Medical insurance covers a wide range of people, but the proportion of reimbursement is limited.

Legal basis: Article 26 of the Social Insurance Law of People's Republic of China (PRC), the basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Measures for the administration of free medical care

Article 2 The socialized medical care system is a social security system implemented by the state to protect the health of state functionaries. The state provides free medical prevention to those who enjoy free medical prevention within the scope stipulated by the system through the medical and health departments.

Article 6 Persons enjoying free medical care:

First of all, the funds of state organs, political parties and people's organizations at all levels are paid by the state budget and are being prepared.

Staff of various societies, associations, research associations and foundations who take care of themselves or implement differential subsidies do not enjoy free medical care.

Two, all levels of culture, education, science, health, sports, economic construction and other institutions from the state budget, staff in the establishment.

Where the implementation of differential budget management (excluding hospitals owned by the whole people) and self-supporting management of public institutions staff and the units listed in the first and second paragraphs of the above temporary workers, seasonal workers, part-time substitute teachers do not enjoy free medical care.

Three, the wages spent in the state budget, belong to the grass-roots industrial and commercial and tax personnel compiled by the state.

Four, the establishment of full-time staff of the All-China Federation of Trade Unions, local trade unions at all levels and industrial trade unions, as well as the establishment of staff organized by the leading organs of trade unions at or above the county level and institutions that implement full budget management.

Temporary workers, seasonal workers and part-time substitute teachers in institutions organized by trade unions, as well as the staff of trade unions and financial institutions that implement balance management and self-supporting management, do not enjoy free medical care.

Five, belong to enjoy free medical care units, approved by the long-term rest due to illness of supernumerary personnel, long-term support and supernumerary personnel to be allocated.

Six, long-term pension in the township second-class disabled revolutionary servicemen and demobilized conscripts, disabled revolutionary servicemen of the Invalides.

Seven, belongs to the retirees who enjoy free medical care units, retired workers who work in the army.

Eight, not according to the retirement measures in the State Council to enjoy free medical care for employees of administrative institutions, after retirement by the civil affairs department issued a pension.

Nine, the state officially approved the establishment of ordinary colleges and universities (excluding military academies) plans to recruit ordinary college students, graduate students (excluding entrusted training, self-funded students, cadres' college students) and students who have been approved to leave school for one year due to illness to retain their school status. Fresh college graduates cannot be assigned jobs within one year due to illness.

Ten, enjoy free medical research institutions to recruit graduate students.

Eleven, enjoy free medical treatment units to recruit cadres and workers in the series of contract system (excluding labor insurance and welfare contract workers to implement the overall approach).

Twelve, the central and the State Council regulations to enjoy free medical care of other personnel.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.