How should laid-off workers pay social security?

After being laid off from the unit, the benefits that employees used to enjoy in the unit are gone. For example, the social security unit will not continue to pay you. Some laid-off workers' pension insurance has not been paid 15, and it is planned to continue to pay at this time. Then, how should laid-off workers pay social security? Let me explain it to you carefully.

How should laid-off workers pay social security?

Individuals who pay social security can only pay pension and medical insurance. The specific process is as follows:

1. How do individuals pay social security? They can apply for social security (old-age care) as freelancers;

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

How to pay the endowment insurance for laid-off workers

According to the relevant policies of the national pension insurance, when the insured reaches the statutory retirement age, those who have paid the pension insurance for more than 15 years can enjoy the monthly pension treatment. The retirement age of the insured flexible employees is 60 for male employees and 55 for female employees. Among them, female employees who were formal employees of state-owned or collective enterprises can choose to retire at the age of 50 or 55 according to their wishes.

According to the current national policy, 40 or 50 laid-off workers who meet the requirements can enjoy the social insurance subsidy policy, and the specific business agency is the Municipal Bureau of Labor and Employment.

The new policy also stipulates that as long as you have not reached retirement age, you can buy old-age insurance, pay a part of the money in one lump sum, and then pay the annual fee until retirement. After paying 15 years, you can enjoy the pension.

Individuals pay social security in two forms.

1, paid by the company.

Explain that units and individuals pay the same fee according to the proportion of * * * *, and the individual part pays the old-age insurance according to 8% of the average salary of the individual in the previous year, 2% pays the medical insurance, and 0.5- 1% pays the unemployment insurance;

2 individuals pay social insurance for flexible employees.

Explain that according to the prescribed payment base and proportion, local regulations are different. Endowment insurance is generally paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year.

How should laid-off workers pay social security? Employees laid off by the company have doubts about social security payment. When they don't know how to deal with it, they should further safeguard their rights through legal channels. Laid-off workers encounter a lot of troubles when paying social security. People who don't know what to do can come to a lawyer.