Interpretation of social security payment policy

A: Social insurance refers to the institutional arrangement that the state raises funds through various channels through legislation according to the principle of corresponding rights and obligations, and provides material help to the insured when he encounters risks such as old age, illness, work injury, unemployment and maternity, so that he can enjoy basic living security and avoid or reduce economic losses.

2. What are the main features of social insurance?

A: First, social benefits. The second is responsibility sharing; The third is government-led. Social insurance is compulsory, and the state stipulates through legislation that it is the obligation of employers and individuals to participate in insurance. The government is responsible for organizing and promoting the organization and operation of social insurance and supervising the work of social insurance.

Third, the positive significance of participating in social insurance for enterprises

Social insurance is actually an important part of employee welfare, and enterprises should regard it as one of the important means to motivate employees' work enthusiasm and enhance their sense of responsibility.

1, social insurance can promote enterprise productivity. Social insurance embodies the joint efforts of the overall interests of enterprises and the personal interests of employees. If the benefits of enterprises are not good, the welfare protection of employees will inevitably not be well maintained. Therefore, on the one hand, a good social insurance management system provides protection for employees' vital interests and brings them a sense of psychological security. At the same time, the acquisition of enterprise benefits will be transformed into the source of employees' psychological security, thus enhancing employees' loyalty to the enterprise and reducing the probability of employees' negative slack in their work. Therefore, social insurance stimulates employees' enthusiasm for production, enhances employees' sense of identity and mission to the enterprise, enhances enterprise cohesion, and plays a positive and important role in improving enterprise production efficiency.

2. Social insurance also plays an important role in strengthening the stability of the labor force. At present, the outstanding characteristics of human resources are strong mobility and difficult management and restraint. These problems have brought troubles to the normal production and operation of many enterprises. Social insurance is a large-scale insurance project that continues the lifelong interests of enterprise employees, and what enterprise employees get from social insurance is the ultimate interest. At the same time, paying social insurance requires employees to continue working while working for the enterprise. Therefore, if the enterprise can implement the social insurance system well, it can greatly reduce the mobility of employees and strengthen the stability of the workforce.

3. Social insurance has actually greatly reduced the burden of human resource management in enterprises. Social insurance provides a strong economic guarantee for employees in enterprises from birth, old age, illness and death, so it also greatly reduces the direct economic burden of employees in enterprises when they encounter corresponding situations. For example, employees who are injured at work can enjoy the industrial injury insurance and medical compensation provided by the state, which greatly reduces the direct expenses of enterprises, and many other items that should be paid directly by enterprises are also paid by insurance, which saves a lot of expenses and improves the human resource management cost of enterprises.