Shantou endowment insurance payment base

The upper limit of Shantou's endowment insurance payment base is 24,930 yuan, and the lower limit is 3,673 yuan.

The specific analysis of the endowment insurance payment base is as follows:

1, the upper limit of the basic old-age insurance payment wage base for enterprise employees is 22,930 yuan, and the lower limit is 3,673 yuan.

2. The upper limit of the salary base of endowment insurance in institutions is 22,930 yuan, and the lower limit is 4,588 yuan.

3. The upper limit of unemployment insurance payment wage base is 18366 yuan, and the lower limit is temporarily implemented according to Shantou minimum wage standard 1550 yuan, and the news will be announced separately when it is adjusted.

Units and individuals respectively pay according to the proportion of 14% and 8% of the payment base. The unit of unemployment insurance premium is based on the sum of the wages paid by employees who should participate in unemployment insurance (the upper limit of the wages paid by employees is 2 1.738 yuan, and the lower limit is 1.720 yuan), which is paid by the employer according to the floating rate (0.32%-0.8%), and by individuals according to the proportion of 0.2%.

The full name of endowment insurance is social basic endowment insurance, which consists of basic pension paid by social pooling fund and personal account pension. It is an important part of the social security system and one of the five most important social insurances. It is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state or quit their jobs because of old age.

The pension of old-age insurance consists of overall pension and individual account pension, and the amount of pension is mainly determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population and so on. To put it simply, the longer the insured person's on-the-job payment period and the more he pays, the more pension he receives after retirement, which fully shows that the rights enjoyed by individuals are directly proportional to the obligations he should fulfill. It can also be understood as long pay more.

Workers' pensions are related to the length of service and the insurance premiums paid during the service. According to calculate length, every year of work is 100 yuan, as follows:

1 and 10 retirement pension is 1000 yuan;

2. The retirement pension for working for 20 years is 2,000 yuan;

3. Retirement pension for 30 years is 3,000 yuan;

4.40 years of service retirement pension 4000 yuan.

Whether senior workers, intermediate workers or ordinary workers. Pensions are equal. Civil servants should also be equal regardless of their positions. It's the same as workers' pension. It will be completed in three years.

To sum up, if you want to get a pension, you must pay 15 years and enjoy it for life when you retire. Therefore, people who want to receive a pension must pay it before retirement. If the pension insurance at retirement is insufficient 15, 8% of the personal account pension will be refunded at retirement.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.