How much can Beijing social security report?

How much is medical insurance every month?

The monthly payment of medical insurance is divided into individual part and enterprise part.

Calculation formula: payment base * local payment ratio

Take Xiao Zhao, a 25-year-old Beijing white-collar worker as an example. Suppose Xiao Zhao pays social security according to the minimum base of Beijing 20 17.

Individual monthly payment: minimum base (4,624) * individual payment ratio (2%+3)=95.48 yuan.

Monthly payment of enterprise: minimum base (4624)* enterprise payment ratio (10%)=462.4 yuan.

Total: 557.88 yuan.

However, not all 557.88 yuan goes into your personal account.

Generally speaking, personal payment will go into your personal account, which is the medical insurance passbook.

Most of the enterprise contributions go into the national medical insurance pooling fund, and a small part goes into your personal account.

Beijing's medical insurance passbook personal account rules are:

age

35≤ Age ≤45, and *3% of the payment base is deposited into personal account;

Age > 45 years old, credited to personal account according to 4% of the payment base;

So for Xiao Zhao, his medical insurance card will be credited every month: minimum base (4624)* ratio (2.8%)= 129.47 yuan.

How much can medical insurance be reimbursed?

1. What should I do if I am seriously ill and hospitalized?

Every city has set up a one-time deductible standard for hospitalization, and Beijing is 1300 yuan for the first time. After reaching the standard, the medical expenses incurred in hospitalization can be reimbursed 85%-97% according to the hospital level.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.