What is the ratio of five insurances and one gold in Guangzhou?

1. Guangzhou five insurances and one gold payment proportion endowment insurance: unit payment 12%, individual payment 8%; Medical insurance: the unit pays 8% and the individual pays 2%; Unemployment insurance: 0.5% for 65438+ units and 0.5% for individuals; Industrial injury insurance: the unit pays 0.5%; Maternity insurance: the unit pays 0.85. Individuals do not need to pay housing provident fund: the proportion of units and individuals paying housing provident fund is 5%-20% respectively, and the specific proportion is selected by units and individuals according to the actual situation. Each unit can only choose one unit deposit ratio, and the individual deposit ratio should be equal to or higher than the unit deposit ratio. The deposit ratio is an integer multiple of 1%. Second, the upper and lower limits of the "five insurances and one gold" payment base have changed greatly. According to the Comparative Table of Social Security Fee Payment Bases for 20 16 issued by Guangzhou Local Taxation Bureau and the relevant data of last year, from July 20 16 to June 20 17, the upper limit of employee pension insurance payment base in Guangzhou was raised from 14958 yuan to 6558 yuan. The upper limit of employee medical insurance payment base is raised from 1856 1 yuan to 20292 yuan, and the lower limit is raised from 37 12 yuan to 4058 yuan. The upper limit of unemployment insurance payment base is raised from 1856 1 yuan to 20292 yuan, and the lower limit is still 1895 yuan (the minimum wage has not been adjusted). Guangzhou Housing Provident Fund Management Center said that the upper limit of the deposit base and the deposit ratio of the provident fund have also changed. After July, the upper limit of the provident fund deposit base was raised from 30,935 yuan to 33,820 yuan, and the lower limit was still 1.895 yuan. The upper limit of the deposit ratio is reduced from 20% to 12%. According to the structural reform plan of the supply side in Guangdong Province, the upper limit of the contribution base of the provident fund has been reduced from 5 times to 3 times of the average monthly salary. However, the notice issued by Guangzhou Housing Provident Fund Management Center on July 1 day did not make a rigid provision. It is only stipulated that the average monthly salary of employees in the deposit unit with good economic benefits is higher than 20,292 yuan, and the employee deposit base may not be truthfully declared for the time being, but the maximum amount shall not exceed 5 times, that is, 33,820 yuan. Third, the adjustment of the upper and lower limits of the payment base mainly affects people with higher incomes. The reporter found that the adjustment of the upper and lower limits of the payment (deposit) base has a great impact on the after-tax wages of people with higher incomes, while the maximum deposit ratio of provident fund has been lowered from 20% to 12%, which has greatly increased wages. However, it is worth noting that the personal contributions of social security will generally enter personal accounts, and the personal contributions of provident fund are also under their own accounts. The change of the payment amount is equivalent to the left and right pockets. To sum up, you can know the adjustment amount of the upper and lower limits of the ratio of five insurances and one gold in Guangzhou. By adjusting the ratio of five insurances and one gold, high-income people with a monthly income of about 20,000 will pay more, while for low-income people, the adjusted income will increase. This has a certain effect on narrowing the income gap between citizens and is conducive to maintaining social stability.